re: Home warranty coverage including appliances..which is best

I bought my house in July, and we got our warranty through First American.

If you ever need to use them be mindful of a few things:
1) Not every repair is 100% covered by the service fee. We had a slab leak that they only covered 50% of the repair.
2) Use them to fix as much stuff at once when they come out. If you think you might be having a problem with the shower, and you need them to fix a clogged sink let them know. That way you don't pay a second service fee a few months later.
3) Always negotiate additional repairs with the warranty company and not the contractor. My plumber tried to charge me for additional time that he said the warranty company wouldn't cover.
4) You can usually cash out for the repair if you want to use a different contractor. I had to do this when the first plumber tried to screw me when working on my slab leak. They sent me the max benefit, and allowed me to use the plumber of my choice.