re: Home warranty coverage including appliances..which is best

We have Old Republic top of the line plan b/c the sellers included it when we bought our home. We finally had to use it about 2 weeks ago when it finally got hot enough here to use the A/C. It wasn't keeping the house cool at all. Called Old Republic and they sent out an A/C company the next day. Guy looked at it and said that there was absolutely no freon in the unit. He said there was a leak in the pipe. He had to call Old Republic to get approval to fix this, which meant he didn't fix the problem that day(a Thursday), but he could have come back out on Friday(I didn't want to be run late for work again so I asked if he could come out on the weekend, he said yes and came back on Sunday to fix). He replaced the pipe and filled the system with freon. This job alone probably would have cost more than 50% of what the sellers paid for the warranty. We had to pay him $55 for coming out.

He was a good guy and said they give a discount to the warranty company b/c they send them so much business. The A/C unit is over 20 years old, so we know it'll need replacing. We're just hoping it'll last through the summer so we can buy a new one in the winter, when there are way more discounts on new systems.

Will we renew the warranty next year? I don't know. I guess we'll have to look at cost/benefit for us.