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Message
PPO vs HSA high deductible
Posted on 4/16/13 at 7:06 pm
Posted on 4/16/13 at 7:06 pm
Background info:
I'm a single 22 year old guy with little health issues, no dependents, and the company funds 100% of healthcare.
The plans are through BCBS
If I choose the HSA, the company puts 179 a month into an account for me to use for my co-pays and such.
Not quite sure how the whole insurance thing works as far as PPO, HMO, etc.
What would be best for me in y'all's opinion?
I'm a single 22 year old guy with little health issues, no dependents, and the company funds 100% of healthcare.
The plans are through BCBS
If I choose the HSA, the company puts 179 a month into an account for me to use for my co-pays and such.
Not quite sure how the whole insurance thing works as far as PPO, HMO, etc.
What would be best for me in y'all's opinion?
4
Posted on 4/16/13 at 7:59 pm to The Future
The HSA may let you convert unused funds to IRA, but check on this.
I would go HSA in your situation I think.
I would go HSA in your situation I think.
Posted on 4/16/13 at 8:08 pm to The Future
HSA, DEFINITELY. especially if you can roll the funds over.
Posted on 4/16/13 at 8:23 pm to The Future
Would have to know how much the deductible, premiums, and what % you are responsible for in each plan, but in general the HSA is usually the correct choice for a single person who is in good health.
Posted on 4/16/13 at 8:32 pm to The Future
Your situation is the poster of the one where you should do a HSA/HDHP
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