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Message

Another $400 to sign up for a credit card
Posted on 4/9/13 at 9:38 am
Posted on 4/9/13 at 9:38 am
I am going to sit this one out since I signed up for 2 cards last month. But this isnt a bad deal at all.
$400 after you spend $1000 in the 1st 90 days
LINK
$400 after you spend $1000 in the 1st 90 days
LINK
Posted on 4/9/13 at 12:34 pm to BACONisMEATcandy
Just signed up for a Sapphire card offering pretty much the same deal.
I don't suppose you can combine points from competing credit cards, can you?
I don't suppose you can combine points from competing credit cards, can you?
Posted on 4/9/13 at 12:46 pm to BACONisMEATcandy
On a rewards basis, this appears to work just like the cap one except the sign up bonus is way better and 10% point return. That sound right?
Cap One needs to step up to match it appears.
Cap One needs to step up to match it appears.
This post was edited on 4/9/13 at 12:52 pm
Posted on 4/9/13 at 1:36 pm to Teddy Ruxpin
quote:
Just signed up for a Sapphire card offering pretty much the same deal.
I don't suppose you can combine points from competing credit cards, can you?
Not unless it was another chase card
quote:
On a rewards basis, this appears to work just like the cap one except the sign up bonus is way better and 10% point return. That sound right?
Cap One needs to step up to match it appears.
Chase essentially offers 20% return when used for travel
Posted on 4/9/13 at 2:06 pm to BACONisMEATcandy
quote:
I am going to sit this one out since I signed up for 2 cards last month. But this isnt a bad deal at all.
Trying to buy a house?
I just added that barclay nfl card so I'm assuming they would shut me down???
Posted on 4/9/13 at 2:07 pm to BACONisMEATcandy
Can you get a $400 statement credit?
Posted on 4/9/13 at 2:25 pm to BACONisMEATcandy
I just got accepted for chase sapphire and i believe coupling it with chase freedom is the way to go.The below is for discussion sake:
However, I believe the Barclay's is more comparable to the Cap One because they are fixed rewards cards as opposed to Chase which allows for transfers, ie flexible rewards.
In that case, comparing Barclay's to Cap One; I say Barclay's wins due to larger sign up bonus (40k to 10k) and the 10% return since Cap One has no such thing(2x pts straight redemption on travel)
However, I believe the Barclay's is more comparable to the Cap One because they are fixed rewards cards as opposed to Chase which allows for transfers, ie flexible rewards.
In that case, comparing Barclay's to Cap One; I say Barclay's wins due to larger sign up bonus (40k to 10k) and the 10% return since Cap One has no such thing(2x pts straight redemption on travel)
This post was edited on 4/9/13 at 2:29 pm
Posted on 4/9/13 at 2:45 pm to wegotdatwood
quote:
Trying to buy a house?
I just added that barclay nfl card so I'm assuming they would shut me down???
Nah... I don't have to a desire to buy a house without a yard... and can't afford one w/o a 45 minute commute
I'll continue to rent until I decide to move back south
ETA: I've read that barclay is stricter than most... no need for me to test it. I'd rather have the saints card without an annual fee
This post was edited on 4/9/13 at 2:47 pm
Posted on 4/9/13 at 3:06 pm to BACONisMEATcandy
quote:
Chase essentially offers 20% return when used for travel
must have missed that when I signed up
how'd you come up with that number?
Posted on 4/9/13 at 3:10 pm to iAmBatman
$400 cashback or $500 towards travel 
Posted on 4/9/13 at 3:34 pm to BACONisMEATcandy
Gotcha
I thought you meant all the time.
I thought you meant all the time.
Posted on 4/9/13 at 6:43 pm to BACONisMEATcandy
Lets be clear - you're getting miles which they value at $400, not cash or statement credit.
That said, meh, I'll pass.
That said, meh, I'll pass.
Posted on 4/9/13 at 7:18 pm to HurricaneDunc
quote:
Lets be clear - you're getting miles which they value at $400, not cash or statement credit. That said, meh, I'll pass.
I imagine this works like the Cap One. For every dollar you spend, you earn 2 points which is good.
They are giving you 40,000 points, NOT MILES. When you book travel on any site, it appears, like Cap One, they give you a statement credit of $400 on that travel purchase.
So I honestly don't know what you are talking about or what you were trying to say.
This post was edited on 4/9/13 at 7:20 pm
Posted on 4/9/13 at 7:21 pm to Teddy Ruxpin
Click the link. It says bonus miles.
Posted on 4/9/13 at 7:23 pm to HurricaneDunc
LINK
Cap One does the same thing. Its really $400 that you can apply to your travel purchase or probably afterwards on your statement on the travel purchase. (Capital One lets you do it before or after purchase, can't tell you how Barclay's does it).
ETA: I know this is confusing because airlines do "miles" as well which clearly don't equal a certain monetary amount, ie 40,000 miles on United may equal whatever they want it to equal. However, when credit cards do it, its usually equal to this sort of schedule.
10,000 "miles" = $100 on travel
20,000 miles = $200 and so on,
Cap One does the same thing. Its really $400 that you can apply to your travel purchase or probably afterwards on your statement on the travel purchase. (Capital One lets you do it before or after purchase, can't tell you how Barclay's does it).
ETA: I know this is confusing because airlines do "miles" as well which clearly don't equal a certain monetary amount, ie 40,000 miles on United may equal whatever they want it to equal. However, when credit cards do it, its usually equal to this sort of schedule.
10,000 "miles" = $100 on travel
20,000 miles = $200 and so on,
This post was edited on 4/9/13 at 7:27 pm
Posted on 4/9/13 at 7:26 pm to Teddy Ruxpin
quote:
They are giving you 40,000 points, NOT MILES.
So you agree they are miles.
I see now what you're saying regarding the statement credit. I didn't read the fine details. But you may want to tone back the tough guy responses.
Posted on 4/9/13 at 7:28 pm to HurricaneDunc
quote:
So you agree they are miles.
Well, I don't.
Airlines call them "miles" because they actually are doing some counting of the distance flown. (approx. or what have you)
These are really "points" but they just call them miles. I suppose its a marketing term to market the card as a "travel" card.
And I'm not being a tough guy, you were just disregarding a pretty decent deal because you didn't understand what you had read. I merely tried to help you out.
Another Example:
My USAA card let me have $420 off airfare if I reached 42,000 points.
Cap One will give me $420 off airfare if I reach 42,000 miles.
Its the same thing. USAA is just shitty getting to that number since its all 1 for 1. Ie it costs me 42,000 dollars to get the USAA bonus as opposed to Cap One's 21,000 dollars because Cap One gives you 2x points, like Barclay's.
Redemption hurdles could be different as well.
This post was edited on 4/9/13 at 7:36 pm
Posted on 4/9/13 at 8:50 pm to HurricaneDunc
quote:
So you agree they are miles.
You're right it isn't "cash"... If it were you would have to report it on your taxes.
ETA: Why does this matter to you?
This post was edited on 4/9/13 at 8:53 pm
Posted on 4/9/13 at 9:32 pm to BACONisMEATcandy
I'm not much of an air traveler... Any good leads on other rewards cards w/ great bonus sign ups at the moment?
Looking for something to supplement my Chase Freedom.
Looking for something to supplement my Chase Freedom.
Posted on 4/9/13 at 9:43 pm to Skin
quote:
Looking for something to supplement my Chase Freedom.
I would do the sapphire card... allows you to combine the points and gives you double the points for restaurants all year long... Plus a $400 sign up bonus
If combining points isn't important... Discover offers a "freedom" type card that will allow you to earn more %5 back year round as well... I believe it is called the Discover IT card
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