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House purchasing after college
Posted on 3/2/13 at 11:00 am
Posted on 3/2/13 at 11:00 am
My fiance and I will be looking to buy a house about a year after college. We have offers that put our combined income at about 115,000$ and my field willsee quick raises. She also has some family money and will put down approximately 40-50k$ on a home.
We both have our cars fully paid, zero student loans, credit debt or other debt obligations.
What price range for houses should we look for with these conditions?
We both have our cars fully paid, zero student loans, credit debt or other debt obligations.
What price range for houses should we look for with these conditions?
6
Posted on 3/2/13 at 11:08 am to GenesChin
250
Posted on 3/2/13 at 11:11 am to GenesChin
175-200k. You could go higher (I'd max out at 250k), but being that young with no kids, you are going to want to use money for travel/fun things while it's easy to do these things. Just don't purchase anything until you get married.
Posted on 3/2/13 at 12:50 pm to GenesChin
(no message)
This post was edited on 3/28/13 at 6:29 pm
Posted on 3/2/13 at 2:49 pm to GenesChin
Where do you plan to live after college? Do you plan to stay there your whole life? In 5-6 years, when you're making 150k, is your wife going to want to have kids and quit working for 10 years? How much would a house be at your location that you could see yourself staying for 20 years and raising a family? If you can find a home that you would be happy to live in for twenty years with enough room for future kids, I'd probably stretch my home budget as much as possible in your situation (250k-350k).
Posted on 3/2/13 at 10:32 pm to GenesChin
You shouldn't buy a house....just rent until you decide to have a family....put that $50k to work for you and not tie it up in a house you'll live in for 5-7 yrs.
Why do people feel the need to follow this antiquated script?
Why do people feel the need to follow this antiquated script?
Posted on 3/4/13 at 12:48 pm to GenesChin
The cheapest house that has the best location, lowest maintenance, shortest commute, best schools, well thought out floor plan, nicest neighbors, and resale value in 20 years.
This post was edited on 3/4/13 at 12:50 pm
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