re: Buying more of a mutual fund?

Wait, Wut? ETFs are bad because they can be sold intra day? Good Lawd, I have heard it all.

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Wait, Wut? ETFs are bad because they can be sold intra day? Good Lawd, I have heard it all.

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Not what I said, however ETFs were created to be bought and sold like stocks. So, it's easy to get sucked in to the temptation to buy and sell for some short-term cash. That's not how you build wealth for retirement. That's how you go broke.

Also, Most of retirement investing is done systematically through small, monthly contributions to a 401(k) or ROTH IRA. ETFs charge a broker's transaction fee each time you add money—that's in addition to the funds' normal operating fees. Those fees can quickly eat into your returns.

From the OP, I gathered he's not looking to be a trader or get involved in complicated investments, but rather a steady long term retirement investing approach.

But hey, to each his own.

No.

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Opened an account with Vanguard directly and will transfer my roth there.

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I pulled my Roth out of USAA last year because of the stupid fees they charge to make transactions. I went with Fidelity and get the bonus of having my 401k managed by the same company.