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re: FHA: Insurance premiums for mortgages will no longer be phased out at 78%
Posted on 1/31/13 at 7:59 pm to TigerDeBaiter
Posted on 1/31/13 at 7:59 pm to TigerDeBaiter
Yeah basically you can get an FHA loan at a lower rate with higher pmi or a conventional with higher rate and lower pmi. Putting 5% down on a conventional would make our note over 100 less a month than if we do an FHA with the lower interest rate
2
Posted on 1/31/13 at 8:08 pm to jojothetireguy
Seems like a no brainier to go conventional then.
Posted on 1/31/13 at 9:08 pm to jojothetireguy
That's what we did. I ran the numbers myself and we came out much better with conventional.
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