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Message
re: What are the benefits of 0% APR?
Posted on 1/19/13 at 9:20 pm to rpg37
Posted on 1/19/13 at 9:20 pm to rpg37
quote:
0% APR for Purchases for 12 months.
14.24% on Balance Transfers
Any balance you transfer to the new card will be charged @ 14.24% until it is paid off. Only new purchases qualify for the 0%.
Since you do not have a card currently you should be ok.
3
Posted on 1/19/13 at 9:21 pm to OldTigahFot
I have cards, but they all have $0 balances. I guess the bottom line question is can I pay off my student loans with this card and then incrementally pay them off interest free? Would that be treated as a purchase?
Posted on 1/19/13 at 9:22 pm to OldTigahFot
The Chase Freedom card has 0% intro APR on balance transfers for ~12 months currently.
Posted on 1/19/13 at 10:29 pm to OldTigahFot
quote:
Any balance you transfer to the new card will be charged @ 14.24% until it is paid off. Only new purchases qualify for the 0%.
Would student loans be treated as a balance transfer? If that is the case, then this obviously is not a good solution.
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