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re: 5% or 10% down ??
Posted on 1/8/13 at 4:17 pm to jmcwhrter
Posted on 1/8/13 at 4:17 pm to jmcwhrter
If you're only planning on living there shortly, put as little down as possible. Yes you may have a higher monthly note, but the difference between 5% and 10% down doesn't make a significant difference in a monthly note. Chances are your house will appreciate and you can make money by using borrowed money. The more you put down, the more of your own money you are using instead of borrowed.
Posted on 1/8/13 at 4:24 pm to Delacroix
This was my thought process as well.. Seems like it would be much easier to budget an extra $75-100 per month, than it would be to come up with another $12-15k.
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