The only reason people hate Ramsey on here is because he doesn't shoot for the best return or savings for those who follow his plan. He advocates for the most simplistic.

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Posted by Meauxjeaux

98836 posts including my alters

Member since Jun 2005

40144 posts

Posted on 1/1/13 at 1:29 pm to Golfer

And some here think he means don't buy a house until you have saved the money to buy it cash.

Yes, he wants debt free. No he doesn't mean 0 debt all the time.

I am convinced the anti-Ramsey posters have more to dislike with his religous views and that's why they hammer him.

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Posted by drewnbrla

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Member since Mar 2011

7839 posts

Posted on 1/1/13 at 1:49 pm to Golfer

quote:
The only reason people hate Ramsey on here is because he doesn't shoot for the best return or savings for those who follow his plan. He advocates for the most simplistic.

This. A lot of people don't like or listen to him or anyone else that advocates the "Needs v. Wants" assessment of ones own finances. Mainly because very few people are willing to put forth the dedication to doing what they know what needs o be done to get out of debt because a lot of people so desperately want instant gratification despite whatever hardships that may result due to the acquisition of the item because they have gotten sucked into the whole Keeping up with the Jones' rat race and feel as though they need to maintain some sort of image for others in order to be "satisfied". That or they have never developed true patience or discipline when it comes to spending because that's something that no one is born with or is very rarely taught leading many people to learn those lessons the hard way which was true for me as well.

I remember when my first credit card came in the mail my dad told me to cut it up and that if you can't pay for something with cash then you can't afford the item, or the debt needed to purchase the item. Boy was he right