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Started By
Message
re: Spinoff: what are good ways to build..
Posted on 11/13/12 at 3:40 pm to LSUTigers00884
Posted on 11/13/12 at 3:40 pm to LSUTigers00884
(no message)
This post was edited on 11/29/12 at 2:59 pm
1
Posted on 11/13/12 at 4:02 pm to KG6
quote:
1. Don't ever close a credit card. Just don't use it if you don't want it anymore.
This is probably the point that people miss most commonly.
quote:
3. Never keep more than 30% balance on a credit card even if it's 0%.
I'm pretty sure historical balances don't matter. I'm not completely sure about every single agency, though. It didn't hurt any of my credit scores when I maxed out my 0% card.
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