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re: Ex-wife and mortgage
Posted on 10/21/12 at 9:46 am to CajunTigerBabe
Posted on 10/21/12 at 9:46 am to CajunTigerBabe
Unfortunately, the only way to get your name off is for her to refi--- not true....An assumption with the mortgage company is an option. If she has poor credit or high debt to income ratio she will not qualify for an assumption. At that point either refi or selling property is only option.
1
Posted on 10/21/12 at 11:19 am to West Monroe
Most mortgages are not assumable these days. If the mortgage us assumable, she would more than likely not credit qualify. I would call the lender that is holding your mortgage to see if you have any other options. I have heard on a few cases that a lender may remove you from the mortgage if your property settlement clearly states that you are no longer responsible for the mortgage. This is not the norm, however.
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