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re: Under contract to buy a home and septic system failed inspection..... - CajunTigerBabe on 5/26/17 at 6:22 pm
I'm a lender so I know what I'm talking about. This depends on the type of loan you are doing. A conventional loan will allow this to be fixed after closing. All other loan types you will need this repaired prior to closing if this is noted by the appraiser. If you are still with in your inspection...
Posted on Outdoor BoardJump to Post - View Topic - Replies (1)
re: Selling a Home - Can I fix some things in the inspection report? - CajunTigerBabe on 8/18/14 at 4:55 pm
I'm calling BS on this. Are you telling me that if you buy a house in TX and have inspection done, then sell the home a couple of years later and not all the items were fixed then you have to disclose everything? I don't think so. I'm a licensed mortgage lender in TX. I would fix the items yourself ...Jump to Post - View Topic - Replies (0)
re: So which fees are legit and which are not? TIA - CajunTigerBabe on 11/29/12 at 7:12 pm
Unless they did credit repair on you the credit report fee is excessive. Appraisal shouldn't be more than $450. Why are you paying a discount fee. You shouldn't be buying down a rate with current interest rates. 1% orig is standard but you can get out of it if you ask. So, you are paying too much. A...Jump to Post - View Topic - Replies (1)
re: PMI Calculations for Home Mortgage - CajunTigerBabe on 11/29/12 at 7:07 pm
The more you put down and the higher your credit score, the lower your PMI on conventional loans. It is that simple. FHA and RD have the same rate no matter what you put down or your FICO score. ...Jump to Post - View Topic - Replies (0)
re: Do people actually think Jennifer Hale is hot? - CajunTigerBabe on 11/18/12 at 6:04 pm
She is an awesome person. She was an LSU Cheerleader in the late '90s. She is beautiful and has always had a great body. Any one of you douche bags would be lucky to sit next to her much less hit it. ...Jump to Post - View Topic - Replies (0)
re: PMI bullshite - CajunTigerBabe on 11/16/12 at 2:08 pm
[quote]If you re-finance do you have to start over and pay off 20% of the refi amount or is it still 20% of the original loan amount?[/quote] When you refinace, you go by appraised value. So, in order to get out of PMI on a refi, you must have at least 20% equity in the home. This is determined b...Jump to Post - View Topic - Replies (0)
re: PMI bullshite - CajunTigerBabe on 11/15/12 at 2:32 pm
First of all, you can't turn around and refi. There is a 12 month waiting period for you to use appraised value. Some lenders let you do up front MI (UFMI). This is a percentage of your loan. You can pay it in cash or finance it back into the loan. It would be somewhere around 1.25% depending on ...Jump to Post - View Topic - Replies (0)
re: Do you find it attractive when ladies say vulgar words? - CajunTigerBabe on 11/14/12 at 3:52 pm
[quote]Why did they use such an ugly word for such a great thing?[/quote] Penis and scrotum aren't exactly great words either. Sounds more like a science project then a tool used for pleasure. ...Jump to Post - View Topic - Replies (1)
re: Do you find it attractive when ladies say vulgar words? - CajunTigerBabe on 11/14/12 at 3:45 pm
[quote]I don't like 'em drinking beer from a bottle , either. Looks trashy.[/quote] You need to take the bowtie off and loosen up. I love an ice cold longneck. I love the way the bottle feels on my lips. A glass just isn't the same. ...Jump to Post - View Topic - Replies (2)
re: Improving credit score. - CajunTigerBabe on 11/14/12 at 3:40 pm
[quote]Where do I look for a card with this type of limit? Our chase freedom card bumped us up to 3200 last year, but this is dicey since we try and put most on it for cash back. If I were to get a better card should I close other lower limit accounts? I had a card cancel on me bc I hadn't u...Jump to Post - View Topic - Replies (0)
re: Looking to get the fiance a puppy. Most overrated and Underrated dog breeds. - CajunTigerBabe on 11/14/12 at 1:11 pm
[quote]Go rescue one from the shelter. You'd be keeping a dog from getting put to sleep. Plenty of loveable cute dogs there.[/quote] This! Go save a life. These are the most thankful animals. I have a full bread Yorkie that I rescued. ...Jump to Post - View Topic - Replies (0)
Watch: LSU QB Myles Brennan In Action During Monday's Practice
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