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Started By
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Ex-wife and mortgage
Posted on 10/21/12 at 4:26 am
Posted on 10/21/12 at 4:26 am
Is there any way to get my name off the mortgage of my ex-wifes house? We have been divorced for over two years and the house was awarded to her. However, my name is still on the house note. Therefore, when she pays the bill late, it shows on my credit. Is there any way to do this without her having to refinance? She is not in any position to do that.
7
Posted on 10/21/12 at 6:44 am to delta3504
U fricked yo. U have to refi.
Posted on 10/21/12 at 8:13 am to delta3504
She has to do either do a refi or an assumption with the mortgage company. The assumption is cheaper, but more strict on the guidelines. Even though she was awarded the property, you are still responsible for the debt until she refis or does the assumption. Some divorce decree give a time limit to get your name off or the house has to be sold which of course cancels the debt. You might have to get your attorney invovled. If she hasn't done either one, it's still showing on your credit report as one of your debts.
Posted on 10/21/12 at 12:28 pm to delta3504
Have you sent the mortgage company the divorce decree?
If she cant afford the house, tough shite for her.
If she cant afford the house, tough shite for her.
Posted on 10/22/12 at 11:23 am to delta3504
This should have been brought in your settlement agreement. If it wasnt, you had a shitty attorney
Posted on 10/22/12 at 11:25 am to delta3504
quote:
house was awarded to her.
Figured part of the deal would have been to have your name off of the mortgage then...If it wasn't, your attorney sucked.
This post was edited on 10/22/12 at 11:26 am
Posted on 10/22/12 at 12:16 pm to delta3504
This should have been taken care of when the divorce happened. No offense, but you didn't take care of the issue when you needed to address it.
Now it appears that you've signed a quit claim deed with your name still on the mortgage.
Now it appears that you've signed a quit claim deed with your name still on the mortgage.
This post was edited on 10/22/12 at 12:17 pm
Posted on 10/25/12 at 12:13 pm to delta3504
assumption of the mortgage- a lot less $
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