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re: Bank cash withdraw limit?
Posted on 6/14/12 at 6:13 pm to fishfighter
Posted on 6/14/12 at 6:13 pm to fishfighter
quote:
I had to cash a 15K check at Chase. They had to go to two other banks to get that amount of cash. I was like WTF? This is a bank right? Closed my shite down with them after that crap.
I worked at several different branches of a bank while in college. It's a balancing act. Cash is a liability if your branch gets robbed and like LSUBanker said, you don't earn interest on cash in the vault or in teller draws.
A teller saying that they don't have 15K sounds suspicious, but what I can imagine happening (I've seen something similar) is someone walking into a bank wanting to cash a large check on a payday Friday, early afternoon.
The head teller might believe that the branch will run out of 100s before close and might try to talk the customer into either depositing some or taking a cashiers check (no fee of course). But I've never heard of a bank turning away a customer.
Now, if you don't have accounts there, I can see some tellers BSing you just so you go to another branch. Is it possible that they didn't know you were a customer of the bank?
Posted on 6/14/12 at 11:59 pm to ZereauxSum
quote:
Now, if you don't have accounts there, I can see some tellers BSing you just so you go to another branch. Is it possible that they didn't know you were a customer of the bank?
I can see it if the branch is low on large bills and/or the vault teller is out of the branch, but two branches?
Posted on 6/15/12 at 5:11 am to ZereauxSum
quote:
Is it possible that they didn't know you were a customer of the bank?
They knew me. I had more moneys in my acc.
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