- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Credit Report Ques #2 Mortgage vs Consumer
Posted on 5/16/12 at 10:41 am
Posted on 5/16/12 at 10:41 am
My Consumer Credit report went up 57 points in the last week but my Mortgage Report has not changed. Can I expect this report to change as well? The increased number change was due in part to credit card balance lowered and 3 hard inquirees going away.
2
Posted on 5/16/12 at 12:17 pm to Shalimar Sid
Never heard of a mortgage credit report
Posted on 5/16/12 at 12:50 pm to HeadyMurphey
This is a Mortgage
Posted on 5/16/12 at 12:56 pm to Shalimar Sid
How do you get it?
Posted on 5/16/12 at 1:48 pm to TH03
I guess it is only pulled by a mortgage lender that is attached to your credit file. I was not aware of this until recently when I was shopping around for a home.
Posted on 5/17/12 at 10:26 am to Shalimar Sid
a mortgage report is commonly called a tri-merged it is scored differently than a consumer report. you can expect your scores to go up but i would be surprised if they went up as much as they did on your consumer report.
Posted on 5/17/12 at 11:03 am to hawkeye007
quote:
a mortgage report is commonly called a tri-merged it is scored differently than a consumer report. you can expect your scores to go up but i would be surprised if they went up as much as they did on your consumer report.
My wife's TU consumer credit report is 726, from MyFICO.
Her tri-merged report (edited ... with weight on home mortgage loan) with TU is 796.
Considerable difference, not really sure as to why.
This post was edited on 5/17/12 at 4:03 pm
Posted on 5/17/12 at 3:14 pm to Will Cover
quote:
My wife's TU consumer credit report is 726, from MyFICO. Her tri-merged report with TU is 796. Considerable difference, not really sure as to why.
I thought a tri-merged report was a combination of all 3 credit reports?
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News