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TigerattheU 
LSU Fan
Baton Rouge / Miami
Member since Aug 2006
1932 posts
| re: is anyone really dumb enough to put the tracker from progressive on their car? (Posted on 4/8/12 at 3:27 pm to fightingtiger2335)
I have the Snapshot discount in my car. They took 10% off my rate because of my driving habits. There's no location tracking, and they don't consider how fast you drive. For example, I drive 80 on I-49 frequently.
The major factors are hard brakes, mileage, and the time of day you drive. It's a hard brake if you decrease your speed more than 7 mph per second. You get a better rate if you drive 5 miles to work instead 25. You won't get much of a discount if you drive alot between midnight and 4am.
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F1V3LSU 
North Carolina St. Fan
Alex Padilla 2016
Member since Dec 2011
3053 posts
| re: is anyone really dumb enough to put the tracker from progressive on their car? (Posted on 4/8/12 at 3:31 pm to TigerattheU)
Oh, it doesn't record your location like the OP said?
Well the entire conversation I've been having was based on that premise which is now kinda pointless.
Of course we can assume this is just the tip of the iceberg.
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Chef Leppard
Savannah State Fan
:TrillStrong:
Member since Sep 2011
4920 posts
| re: is anyone really dumb enough to put the tracker from progressive on their car? (Posted on 4/8/12 at 3:32 pm to CaptainBrannigan)
quote:
This is how it starts
Yeah it is.insurance co's whore put politicians like no other.
Guarentee you there will be some sort of alcohol sensor mandatory in cars one day.Imagine going to your mailbox and there's a frickin DUI ticket in there.
Insurance companies stroke their dicks over some DUI's
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TigerattheU
LSU Fan
Baton Rouge / Miami
Member since Aug 2006
1932 posts
| re: is anyone really dumb enough to put the tracker from progressive on their car? (Posted on 4/8/12 at 3:42 pm to F1V3LSU)
Well the thread can still be an auto privacy debate. I'm just giving my experience with this particular program.
You can access a daily driving report for the times you drove and mileage. There's a speed chart, but the speed is used for increases and decreases to flag the hard brakes.
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LSU80 USF08
LSU Fan
Brandon, FL
Member since Nov 2007
2617 posts
| re: is anyone really dumb enough to put the tracker from progressive on their car? (Posted on 4/8/12 at 3:43 pm to F1V3LSU)
quote:
Your mac address is being logged by devices to determine your route, average speed, and travel time.
From bluetooth? I thought the range on that was only 20-30 feet and it needed to pair with a device to be useful.
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F1V3LSU
North Carolina St. Fan
Alex Padilla 2016
Member since Dec 2011
3053 posts
| re: is anyone really dumb enough to put the tracker from progressive on their car? (Posted on 4/8/12 at 3:48 pm to LSU80 USF08)
Yes, there are bluetooth receivers that are set up along roadways. These are what have the 100-200ft radii.
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MrDrumngun
LSU Fan
Baton Rouge, LA
Member since Apr 2010
2301 posts
| re: is anyone really dumb enough to put the tracker from progressive on their car? (Posted on 4/8/12 at 3:55 pm to F1V3LSU)
What's the point of having Bluetooth receivers on the side of the road? The majority of people probably don't even have something Bluetooth running in their car when they drive by it.
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F1V3LSU
North Carolina St. Fan
Alex Padilla 2016
Member since Dec 2011
3053 posts
| re: is anyone really dumb enough to put the tracker from progressive on their car? (Posted on 4/8/12 at 3:58 pm to MrDrumngun)
Yea, pretty sure the % varies depending on where you are, (urban vs rural; demographics of area, etc) but if you are able to get a 10% sampling rate that is considered very good. It still gives really useful data.
eta: That number is increasing steadily though. New cars have built in bluetooth which is helping.
This post was edited on 4/8 at 4:00 pm
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redneck 
New Orleans Saints Fan
TEXAS RANGERS FAN
Member since Dec 2003
45987 posts
| re: is anyone really dumb enough to put the tracker from progressive on their car? (Posted on 4/8/12 at 4:02 pm to diddydirtyAubie)
quote:
Posted by diddydirtyAubie
quote:
I've already written my state representatives asking for them to introduce legislation that the will not allow these devises to be required for insurance purchases.
I'm all for requiring cars to have these devices if it causes people to slow down.
Jesus Christ you are a pussy, just get the frick out of my way on the interstate and there won't be any problems
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Tactical Insertion 
Alabama Fan
Point Clear
Member since Feb 2011
725 posts
| re: is anyone really dumb enough to put the tracker from progressive on their car? (Posted on 4/8/12 at 4:12 pm to TigerattheU)
Why not just grandma it and save 20% more in the long run?
I thought about switching and getting one, but even with the savings progressive is more than my current provider.
But I definitely thought it was cheatable and easy to manipulate as long as you don't drive like a maniac for 30 days.
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yellowfin 
Illinois Fan
Paige is Pretty
Member since May 2006
51798 posts
 Online
| re: is anyone really dumb enough to put the tracker from progressive on their car? (Posted on 4/8/12 at 4:14 pm to fightingtiger2335)
If I was poor and had progressive insurance I'd put it cause I drive 5 miles under most of the time
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TigerattheU
LSU Fan
Baton Rouge / Miami
Member since Aug 2006
1932 posts
| re: is anyone really dumb enough to put the tracker from progressive on their car? (Posted on 4/8/12 at 4:20 pm to Tactical Insertion )
quote:
Why not just grandma it and save 20% more in the long run?
Well I can't change that I average about 50 miles/day. I think that's on the high end. I was careful about the hard brakes, so that was probably why I got the discount despite driving more miles than average.
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GVT
LSU Fan
Youngsville
Member since Jan 2004
266 posts
| re: is anyone really dumb enough to put the tracker from progressive on their car? (Posted on 4/8/12 at 5:07 pm to fightingtiger2335)
I used it and saved $200 for my 6 month policy. Easy money if you don't drive like an animal.
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Jcorye1
LSU Fan
Tom Terrific (greater than) Brees
Member since Dec 2007
23351 posts
| re: is anyone really dumb enough to put the tracker from progressive on their car? (Posted on 4/8/12 at 5:13 pm to F1V3LSU)
quote:
That's not what its purpose is. It is going to be used to provide real time travel time information to users on the highway network. It can be used in so many ways to improve the infrastructure, make things more efficient, save money on local, state, and federal levels. In addition to safety of course, which is the primary concern of the insurance companies.
Making money is the primary concern of insurance companies, don't try that safety shite.
Sometimes more information isn't the best thing in the world.
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fightingtiger2335 
Southeastern LA Fan
heh?
Member since Aug 2007
52376 posts
Online
| re: is anyone really dumb enough to put the tracker from progressive on their car? (Posted on 4/8/12 at 5:16 pm to GVT)
Guess they are just a great company who doesn't care about profit.companies don't care about profit they care about saving you
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Jcorye1
LSU Fan
Tom Terrific (greater than) Brees
Member since Dec 2007
23351 posts
| re: is anyone really dumb enough to put the tracker from progressive on their car? (Posted on 4/8/12 at 5:18 pm to GVT)
quote:
I used it and saved $200 for my 6 month policy. Easy money if you don't drive like an animal.
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The Spectrum
LSU Fan
Baton Rouge
Member since Aug 2005
785 posts
| re: is anyone really dumb enough to put the tracker from progressive on their car? (Posted on 4/8/12 at 5:24 pm to fightingtiger2335)
I'm such an idiot for putting one in my truck. I'm now saving 17% per month because of that damn thing. Damn it. There is no GPS. They track the time of day you drive, your speed (the don't give a damn if you go 20 miles over the speed limit. If my daily commute takes me to a max speed of 30 miles an hour I could be in a 10mph zone. The likely hood of me killing someone at 75mph is more than 30mph), and how many times I hard brake (7fps).
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fightingtiger2335
Southeastern LA Fan
heh?
Member since Aug 2007
52376 posts
Online
| re: is anyone really dumb enough to put the tracker from progressive on their car? (Posted on 4/8/12 at 5:27 pm to The Spectrum)
When the company points and says "see this works" and people like you are happy do you really think they won't eventually have a gps on it? They ease people into it like they are helping you and people fall for it like sheep
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GVT
LSU Fan
Youngsville
Member since Jan 2004
266 posts
| re: is anyone really dumb enough to put the tracker from progressive on their car? (Posted on 4/8/12 at 5:31 pm to Jcorye1)
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CaptainBrannigan 
Auburn Fan
Member since Jan 2010
6675 posts
| re: is anyone really dumb enough to put the tracker from progressive on their car? (Posted on 4/8/12 at 5:33 pm to The Spectrum)
quote:
(the don't give a damn if you go 20 miles over the speed limit.
Thats becasue the technology is new and they do not know all the speed limits on every single street in America. Soon they will care.
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