re: Homeowners and car insurance

quote:

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Liberty Mutual is terrible on renewals. They go up by a lot every year for most customers. Their rates start off low and increase by a large margin each year.

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I've had the same problem with them. They keep increasing the value of the house to keep up with "replacement cost" instead of the market value. I'm now over-insured by about 20%. If it gets any higher it might make sense to burn the place down.