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Disputing a Charge on Debit Card - Pros v. Cons

Posted on 7/12/11 at 11:11 pm
Posted by Port City
Baton Rouge/Shreveport
Member since Jan 2007
3668 posts
Posted on 7/12/11 at 11:11 pm
Long story short, a company has charged me a relatively small amount [$75] that I feel is in error. Basically I think the the company is trying to take advantage of me and is over-charging me despite a very clear agreement on what the charge was meant to be [we were so clear in fact that I believe the manager at this point is just lying to me]. I have attempted to contact the company owner and they stand firm in their stance and I stand firm in mine. Is it worth going through the hassle of disputing the charge with my bank [and the possible collection dispute afterward] or should I just swallow the pride and pay the amount?

For those that don't wish to read the whole thing - is $75 worth it?
This post was edited on 7/12/11 at 11:12 pm
Posted by reb13
Member since May 2010
10905 posts
Posted on 7/12/11 at 11:23 pm to
Yes, it really should not be that hard to dispute.
Posted by TROLA
BATON ROUGE
Member since Apr 2004
12407 posts
Posted on 7/12/11 at 11:28 pm to
If it's a singular seprate transaction the ease will be greater.. The burden is much greater if actual signature was used.. As someone on the company side. . We only were required to produce an authorized signature receipt unless the card was deemed stolen.
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