re: Chase Mortgage Rate Reduction Program - received via fedex overnight delivery

Banks offer this from time to time for good paying customers with higher rates. This keeps the customers with them and keeps them from refinancing with someone else. Closing cost ain't shite compared to what the bank makes in interest over the life of the loan.
A friend of mine did it with Wells and it was 100% legit.
Sign it and send it back and i think it is done
Good luck