re: refinance question

With the new GFE it is hard to hide fees but anyone who does is a POS anyways and shouldn't be in the business. Not saying always but normally brokers fees will be a little higher than a bank or correspondent lender b/c of having to pay the lender to underwrite the file. Today's rates were at 4.5% on 30yr fixed or 3.875% on 15yr fixed with no points. Good Luck with your loan.