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Message
re: New car totaled - value for insurance.
Posted on 9/20/23 at 4:07 am to Tigris
Posted on 9/20/23 at 4:07 am to Tigris
I appreciate the replies.
Gap doesn't really apply since it's not financed.
Probably I should just be happy that they didn't decide to repair it. I'd much rather eat the $2,200 than go the repair route. But finding a replacement in kind at that price is like finding a unicorn, and inventory for new is pretty limited. So their frequent promises about "making whole" don't match up. Par for the course, probably.
Gap doesn't really apply since it's not financed.
Probably I should just be happy that they didn't decide to repair it. I'd much rather eat the $2,200 than go the repair route. But finding a replacement in kind at that price is like finding a unicorn, and inventory for new is pretty limited. So their frequent promises about "making whole" don't match up. Par for the course, probably.
2
Posted on 9/20/23 at 7:45 am to Tigris
They did make you whole. Their contract with you is to put you back in the position you were prior to the wreck. You didn’t have a new vehicle at the time of the accident. Their offer seems pretty strong to me.
Posted on 9/20/23 at 10:31 am to Tigris
quote:They don't control the market supply of 500 mile slightly used cars.
So their frequent promises about "making whole" don't match up.
They have made you whole by giving to you the fair market value of your vehicle the instant it was involved in the loss.
Additionally, in case you are wondering:
a. They are not responsible for removing your sunglasses from the old vehicle and putting them in your new vehicle.
b. They are not responsible for finding a new (or slightly used) vehicle for you to purchase.
c. They are not responsible for registering your new vehicle with your DMV.
If you want concierge service to avoid having to deal with these types of aggravation in the future my advice would for you to be a billionaire.
What you have described here is the normal inconvenience of "real life".
Man up and move on.
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