Let Me Get This Straight

Hospital just called to tell us our bill to have our first child will be $4,200 out of pocket after insurance.

The average American has less than $5,000 in savings. We can only assume Louisiana is below this average.

So I have private insurance, get hammered by federal tax income, work over 40 hours a week to provide for my family, and have to pay $4,200 cash to have a child, but someone with Medicaid pays $0 and has the government front the bill?