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Let Me Get This Straight

Posted on 6/13/23 at 1:30 pm
Posted by HonCHO
Bawcomville
Member since Nov 2020
46 posts
Posted on 6/13/23 at 1:30 pm
Hospital just called to tell us our bill to have our first child will be $4,200 out of pocket after insurance.

The average American has less than $5,000 in savings. We can only assume Louisiana is below this average.

So I have private insurance, get hammered by federal tax income, work over 40 hours a week to provide for my family, and have to pay $4,200 cash to have a child, but someone with Medicaid pays $0 and has the government front the bill?
Posted by RogerTheShrubber
Juneau, AK
Member since Jan 2009
260266 posts
Posted on 6/13/23 at 1:32 pm to
quote:

but someone with Medicaid pays $0 and has the government front the bill?


Not only that, they also can get transportation costs (including airfare) and hotel accommodations if needed.

This post was edited on 6/13/23 at 1:33 pm
Posted by Spasweezy
Unfortunately, Louisiana
Member since Jan 2014
6613 posts
Posted on 6/13/23 at 1:32 pm to
Sounds like out of pocket max will be met. Thank Obama and then thank McCain’s bitch arse.
Posted by The Torch
DFW The Dub
Member since Aug 2014
19265 posts
Posted on 6/13/23 at 1:32 pm to
Hell my son punched a punching bag (or so he says) and broke his finger.

$5,000 out of pocket
Posted by Loup
Ferriday
Member since Apr 2019
11276 posts
Posted on 6/13/23 at 1:33 pm to
quote:

Let Me Get This Straight



woah bro, it's June.

quote:

So I have private insurance, get hammered by federal tax income, work over 40 hours a week to provide for my family, and have to pay $4,200 cash to have a child, but someone with Medicaid pays $0 and has the government front the bill?


This pisses me off. They're incentivizing folks who shouldn't have kids to have kids
This post was edited on 6/13/23 at 1:34 pm
Posted by Locoguan0
Baton Rouge, LA
Member since Nov 2017
4273 posts
Posted on 6/13/23 at 1:33 pm to
Yep. We paid about that for our most recent (7 years ago). A family member from Maryland, same job (teacher), paid maybe $500. Ever person here who gets something "free" is paid for by those with insurance.
Posted by Old Money
Member since Sep 2012
36352 posts
Posted on 6/13/23 at 1:34 pm to
We have a great system
Posted by Tornado Alley
Member since Mar 2012
26510 posts
Posted on 6/13/23 at 1:34 pm to
quote:

So I have private insurance, get hammered by federal tax income, work over 40 hours a week to provide for my family, and have to pay $4,200 cash to have a child, but someone with Medicaid pays $0 and has the government front the bill?



It's inconsiderate to flaunt your privilege(s).
Posted by Tacktheritrix
Wonderland
Member since Jun 2013
1159 posts
Posted on 6/13/23 at 1:34 pm to
Posted by jaytothen
Member since Jan 2020
6404 posts
Posted on 6/13/23 at 1:34 pm to
quote:

have our first child


Congrats on the sex
Posted by castorinho
13623 posts
Member since Nov 2010
82016 posts
Posted on 6/13/23 at 1:37 pm to
Just be glad that they actually told you the cost upfront
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
119107 posts
Posted on 6/13/23 at 1:38 pm to
Welcome to America. The land of opportunity for only the left.
Posted by OysterPoBoy
City of St. George
Member since Jul 2013
35085 posts
Posted on 6/13/23 at 1:39 pm to
Small price to pay to bust in them guts baw.
This post was edited on 6/13/23 at 1:39 pm
Posted by MorbidTheClown
Baton Rouge
Member since Jan 2015
65866 posts
Posted on 6/13/23 at 1:39 pm to
quote:

Let Me Get This Straight


not during pride month.
Posted by LemmyLives
Texas
Member since Mar 2019
6410 posts
Posted on 6/13/23 at 1:40 pm to
Get a detailed bill break down, and start sending snail mail letters complaining.

Memorial Hermann attempted to charge me $654.50 for one gram of IV acetaminophen (Tylenol) THREE YEARS after my daughter got tubes put in. The price for the same amount of the same drug was $35.05, and I offered to pay them $60. It took about 18 months, but I sent a letter about every 60-90 days, with copies of all the previous letters, and they wrote it off.

They also "reversed" a "managed care discount" of $238.29 six weeks after surgery, which they never explained, and I never paid.

All in all, it was a little over four years from initial payment at the date of service to them giving up on trying to collect after I repeatedly disputed.

There's gonna be stuff on your bill that can be questioned.
Posted by Quatrepot
Member since Jun 2023
4040 posts
Posted on 6/13/23 at 1:41 pm to
A Mexican that is not a citizen can have a baby on our soil and qualify
Posted by Jack Daniel
In the bottle
Member since Feb 2013
25441 posts
Posted on 6/13/23 at 1:41 pm to
How else do you think they pay for all of the people that are having kids for free? You think the doctors and nurses are just volunteering their time?
Posted by WestCoastAg
Member since Oct 2012
145136 posts
Posted on 6/13/23 at 1:41 pm to
Ukraine gets their money somehow am i right
Posted by B2 Bomber
Member since Sep 2016
299 posts
Posted on 6/13/23 at 1:43 pm to
quote:

work over 40 hours a week


Oh my goodness
Posted by Benne Wafer
Member since Jan 2015
400 posts
Posted on 6/13/23 at 1:46 pm to
Have you had the baby yet? My hospital tried to get me to prepay when we did early registration. Asked them how they knew what my insurance would pay out before they submitted claims because I've always been told that isn't possible. Told them I wasn't paying anything until it ran through insurance first and I could go through the itemized billed. Ended up being half of what they told me it would be. Thought it was pretty shady.
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