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Where to get tractor insurance
Posted on 3/20/23 at 11:24 pm
Posted on 3/20/23 at 11:24 pm
I currently have state farm vehicle insurance, and have tractor insurance for my 35 hp tractor through them.
I just checked rates for USAA for the first time in years, and their vehicle insurance currently beats my SF rates. I'm wanting to switch back, but I'm sure SF would drop my tractor policy if I cancel the others.
I know that USAA doesn't offer tractor insurance. Any thoughts on somebody else that does?
I just checked rates for USAA for the first time in years, and their vehicle insurance currently beats my SF rates. I'm wanting to switch back, but I'm sure SF would drop my tractor policy if I cancel the others.
I know that USAA doesn't offer tractor insurance. Any thoughts on somebody else that does?
4
Posted on 3/21/23 at 6:09 am to indytiger
What kind of coverage are you looking for?
Theft/loss/damage may be covered under a rider on your homeowners policy. Not sure this would cover you if you use it commercially though.
If you’re looking for liability type coverage or something else, I’m not sure. I have a tractor as well but don’t carry insurance on it, so curious what benefit it has.
Why would SF drop the tractor policy? If it’s truly and independent policy, it shouldn’t get dropped. The price may increase if it’s getting a multi line discount though.
Theft/loss/damage may be covered under a rider on your homeowners policy. Not sure this would cover you if you use it commercially though.
If you’re looking for liability type coverage or something else, I’m not sure. I have a tractor as well but don’t carry insurance on it, so curious what benefit it has.
Why would SF drop the tractor policy? If it’s truly and independent policy, it shouldn’t get dropped. The price may increase if it’s getting a multi line discount though.
Posted on 3/21/23 at 6:29 am to indytiger
Try Progressive and Farm Bureau.
USAA customers who purchase motorcycle/ATV insurance have policies underwritten by Progressive. The USAA website actually redirects to Progressive when that link is clicked.
Farm Bureau writes the homeowners for my parents’ house in MS. I don’t know the details, but they have a tractor and Farm Bureau writes a lot of rural policies, so maybe check with them.
USAA customers who purchase motorcycle/ATV insurance have policies underwritten by Progressive. The USAA website actually redirects to Progressive when that link is clicked.
Farm Bureau writes the homeowners for my parents’ house in MS. I don’t know the details, but they have a tractor and Farm Bureau writes a lot of rural policies, so maybe check with them.
Posted on 3/21/23 at 8:12 am to indytiger
find a good local independent agent.
Posted on 3/27/23 at 3:14 pm to indytiger
My tractor is with Shelter - an inland marine policy but I have lots of other policies (including home) with them.
This post was edited on 3/27/23 at 3:19 pm
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