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Camp insurance

Posted on 3/10/23 at 10:21 pm
Posted by redfish99
B.R.
Member since Aug 2007
16550 posts
Posted on 3/10/23 at 10:21 pm
Just bought fish camp. Looking for general liability at minimum. Not having much luck. What’s the camp owners on here doing to protect themselves ?
Posted by lsufan112001
sportsmans paradise
Member since Oct 2006
10731 posts
Posted on 3/10/23 at 10:50 pm to
I used Record insurance in Clinton for 35k coverage 50$ per month. Camp on Amite River
Posted by Novastar
Member since Jan 2023
296 posts
Posted on 3/11/23 at 10:57 am to
Where’s your camp located?
Posted by GREENHEAD22
Member since Nov 2009
19631 posts
Posted on 3/11/23 at 11:02 am to
Location and ballpark of what you paid
Posted by redfish99
B.R.
Member since Aug 2007
16550 posts
Posted on 3/11/23 at 5:55 pm to
Yep should’ve included that. Toledo Bend La. Side 160K. Thanks also would need full coverage of three blogs on property.
Posted by Twenty 49
Shreveport
Member since Jun 2014
18832 posts
Posted on 3/11/23 at 7:25 pm to
Do you have fire/casualty insurance on a structure at the camp? If so, does it include a liability coverage like a typical homeowners policy?
Posted by Elusiveporpi
Below I-10
Member since Feb 2011
2576 posts
Posted on 3/12/23 at 10:19 am to
Paid in cash, built it has strong as possible. Pray.
I have trouble insuring by house in lower Louisiana so I could imagine how hard it would be for a camp
Posted by redfish99
B.R.
Member since Aug 2007
16550 posts
Posted on 3/12/23 at 1:36 pm to
At this point I have nothing on anything. Closed on property last week, will be up there looking at local companies this week.
Posted by Bama Big Rig
Sand Mountain Alabama
Member since Feb 2023
21 posts
Posted on 3/12/23 at 3:17 pm to
Following.
Posted by Slickback
Deer Stand
Member since Mar 2008
27689 posts
Posted on 3/13/23 at 10:31 am to
Liability only or do you want coverage for the building itself?

If you only want liability and it’s owned personally (not in an LLC) the liability from your primary home insurance will cover it. It extends to other properties you own as well.

If you want coverage for the structure, your options will be dependent upon location.
This post was edited on 3/13/23 at 10:33 am
Posted by redfish99
B.R.
Member since Aug 2007
16550 posts
Posted on 3/13/23 at 2:21 pm to
We did form an LLC to purchase the property. I would like to cover everything on the property and I think most of those policies come w liabilty coverage . Still looking
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