re: What is your best proposal to fix the student debt crisis?

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Revert the loan process to the private sector. Make applicant prove “ability to repay” like they have to do with every other loan. Back the loan with either a co-signor or asset deposit. Show grades from previous year to prove viability.

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And make institutions stop requiring students to take classes that have nothing to do with the degree.

Accounting majors dont need to take biology. Its a racket to "give the student a well rounded education" but all it does is tack on more debt and make it take longer for the student to get into the workforce.

If an accounting major wants to take a biology class that is fine but the college should not require it as part of the accounting degree.

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Revert the loan process to the private sector. Make applicant prove “ability to repay” like they have to do with every other loan. Back the loan with either a co-signor or asset deposit. Show grades from previous year to prove viability.

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The Federal Gov't should exit the education business at all levels. Stop loaning people money for college. Eliminate the Dept of Education.