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go ta hell ole miss

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Registered on:1/7/2007
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re: Karmelo's Parents Speak

Posted by go ta hell ole miss on 6/10/26 at 11:01 pm to
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Didn't they hire whitey


Of course they did. They claim racism but when allowed to choose between black and white they chose white. Just like AOC did with her ethics and compliance issues (and with choosing a husband).

Hate white people until they need them. And then blame them even when they get about the best result possible under the circumstances.
Works for Jamaica. Except their murder rate is almost four times higher than the the murder rate in the States.
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Lotta “grandpa’s stock market” talk in today.

Volatility is bad?
Sell in May and go away?

Just why? I happen to enjoy V shaped dips and recoveries. It’s the slow sell offs that are the scariest. I guess there will also be the obligatory 95th annual September crash


Equally large number of this time it’s different people. Sunshine pumpers with the whole “stonks only go up, bruh” mentality. One of us will be right. One of us will be wrong. I’ll be back in October to acknowledge I was wrong if it happens. I assume the same will be true for you.

Why do you think we will continue to go up in perpetuity?

Energy costs are beginning to burden this economy. There is no clear path out of Iraq right now. Trump clearly thought we would overwhelm Iraq and this would be lightening fast. Shocker that a U.S. president underestimated how long a war would need to last. The AI momentum trade is being flushed out. That is going to bleed into the broader market. Crypto has been down for a while, so we will not see a large rotation out of crypto to buy the downswing.

My guess is this going to be a slow bleed from June 1 through the second half of September. It’s been many years since I suggested the market would be down for a foreseeable period. Hopefully I will be wrong.

Other than some individual moves it does not impact my investing strategy. I moved into small cap energy in late May. We’ll see how that holds up for the next four months. But I am still DCAing, just like I have been for the last four years of this massive bull run.
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Can you get 10-25 years?


Of course. I have a 10 year HELOC now. I did not know that was a big thing. I thought most draw periods were 10 years followed by a repayment period of 10-20 years.
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No. I could care less Just shows ignorance.


How much less could you care? A lot less?
People have been drinking “raw” milk for many, many years. As long as a cow does not have mastitis it is very rarely a problem. And, it tastes so much better than the watered down stuff they sell you at a super market.
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You are trading rate for attaching it to your house. I would imagine most people taking parent loans don’t have solid equity.


My HELOC rate is 6.25% versus 13%. Yes, I will absolutely attach that to my house, unequivocally.

I suspect most people on this board with 18-22 year old children have a lot of equity.
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My wife is beneficiary and it’s only 60k.


Doesn’t take much to replace you.
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Trump is crashing the economy


You joke, but Tariffs and higher energy costs are not what pro business people voted for.
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Parent plus loans are close to 9 percent fixed rate with a 4 percent origination fee. Unless credit is awful it will approve.


I would take out a HELOC before I ever paid a 4% origination and 9% fixed. I realize there are issues with the write off for HELOCs and many probably take a standard deduction. For me personally, I would take out a HELOC before I did any parent plus or other private loan, though.
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It’s incredibly important to understand the impacts of the Big Beautiful Bill. There’s a cap on how much a student can borrow. It won’t pay for both undergraduate and graduate studies virtually anywhere.



The hypocrisy of our government is so comical. They go into massive debt year after year after year, but decide to take away the ability of some students to invest in themselves with undergrad and graduate degrees. They are a complete joke.

Taking away government backed loans would go a long way to curtailing outrageous increases in tuition/fees. And mandatory audits for any school receiving federal funding that raises tuition/fees to show why it is necessary.

Just two examples of our government ephing up education.
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I'm going to look for stonks that are on sale Monday.


They’ll likely be on an even bigger sale in a month. Sell in May and go away is going to apply to 2026, unfortunately.
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where people are outside the most have the healthiest population and rarely get sick.


Sunlight and getting heart rate up are the reason. Research is showing the rise in colon cancer in the U.S. for men under 50 is due to inadequate UVB exposure and subsequent low vitamin D levels. No coincidence this is also the first generation that lived with video gaming their winter lives.

Studies showing massive benefits creatine has he brain.

If you want to do two simple things to improve health, getting more sunlight and taking creatine will go a long way.
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Whiskey fixes a lot of ills


It causes far more ills than it fixes.
Tell me you _____ without telling me you ________. That is obnoxiously played out.
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Regarding FTK I think you’re right, but what about the small cash position? Will they need to raise?


Dilution is always a concern with a small cap growth company. They seem to be moving their focus to data analytics which should not require massive capital raise in the near future, but they are also diversifying outside of oilfields. Any time companies start diversifying there is again risk of dilution. I do not know but that is just a risk I assume when investing in these type companies.
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quote: FTK


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Still an easy buy on the monthly chart


It’s up 45% in the last six months this, but still plenty of room to go.
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have they infiltrated the beach towns yet?


They are all over Santa Monica and Venice, especially the boardwalk. Not in the southern beach towns like Watercolor or Rosemary as much but coming soon. None in Nantucket that I see. A problem in Narragansett. In fact, RI has issued some bans on e-bikes even in Parks. Those are the only beach towns I have visited recently.
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Parents have helped with down payments for decades.


Yes. And dowries started around the 5th century. Parents helping children to ensure a better life when they can afford to do so nothing new.
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so he shouldn't need a awful loan like this


He did not need it. He wanted to live above his means in the minors. It was an advance toward a percentage of future earnings if they came into existence, not a loan.

I guarantee if he had not made it to the big leagues he would not have thought it was just a loan. Plenty of young people signing these agreements are going to come to realize they are going to be held accountable, many for the first time in their life.