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re: Why is keeping children on parent's plan till 26 so popular?
Posted on 3/7/17 at 8:52 pm to Cali 4 LSU
Posted on 3/7/17 at 8:52 pm to Cali 4 LSU
Is it really that costly? Let's be honest, not many 26 year olds frequent the doctor with serious medical issues, and most pay a higher rate for 2+1.
0
Posted on 3/7/17 at 8:54 pm to Cali 4 LSU
People in this and older age groups lost their jobs/ were laid off/can't find a job beyond fast food with health insurance.
There was a time not many years ago; a college kid couldn't get his same job at Lowe's loading trucks because a 40 year old man took his job.
There was a time not many years ago; a college kid couldn't get his same job at Lowe's loading trucks because a 40 year old man took his job.
Posted on 3/7/17 at 8:54 pm to GeorgeTheGreek
quote:
All 18-22 year olds should be as knowledgeable as you are in your 50s.
I am in my early 30s and basically your age. I think I know who you are, but I could be wrong.
It is called being responsible and not a bitch. I didn't have people telling me what to fricking do, but it is just common sense when you think about it.
Posted on 3/7/17 at 8:56 pm to mahdragonz
This just tells insurance companies they have to allow parents to add it to theirs. My dad pays $400 a month for my two younger siblings to stay on (no government subsidies available-he makes too much). You aren't paying for shite most likely. The premiums from those under 26 year olds are likely paying for you. So the real question is why should they or their parents have to pay for you?
Posted on 3/7/17 at 8:57 pm to GeorgeTheGreek
Another point about the 80's is... there was 18% interest rates ... whole different economy back then. Gen X believe in "work smarter, not harder" but there certainly wasn't a lazy mentality either.
Posted on 3/7/17 at 8:58 pm to kingbob
Yeah I am perfectly aware and I am young. I guess I wasn't a dumbass or a quitter. I didn't have the easiest path, but I didn't quit and looked for the next best route for success when certain doors closed. It was discouraging, but you can't just give up.
Posted on 3/7/17 at 8:59 pm to Colonel Flagg
Does anyone have a problem with spouses that don't work being on the others plan....
When was it decided that a "family plan" should cover a spouse and kids under 18/26
When was it decided that a "family plan" should cover a spouse and kids under 18/26
Posted on 3/7/17 at 9:02 pm to D Tide
quote:
....
When was it decided that a "family plan" should cover a spouse and kids under 18/26
It was decided when Obama care was passed.
Which a lot of snowflakes here suddenly love.
Posted on 3/7/17 at 9:05 pm to dmjones
[quote]Advanced degrees? Law school, Medical school, etc. I will gladly have my son on my plan, as long as he's enrolled in a meaningful post grad degree, because he's my son.
Thank you sir!! because he's my kid
Thank you sir!! because he's my kid 
Posted on 3/7/17 at 9:06 pm to D Tide
Why would you not want to take care of your spouse and children? If my wife didn't have her own excellent insurance, I would have no problem having her on my plan. Some of you are some backwards fricks.
Posted on 3/7/17 at 9:06 pm to Colonel Flagg
Oh, I haven't given up. I'm married, my wife works (although somewhat underemployed) while I'm in law school, I'm covered on her plan. I worked between undergrad and law school and saved up that money to help pay tuition and living expenses. I've still got a year left before I graduate without debt. We're finding a way, even though that way means I live off of free food given away at club meetings and can rarely afford fresh produce or meat.
The question posed in this thread was "why is the under 26 thing popular?" I'm explaining why.
The question posed in this thread was "why is the under 26 thing popular?" I'm explaining why.
Posted on 3/7/17 at 9:08 pm to Colonel Flagg
Most people I know don't give up.
And if I know who you are then ....
And if I know who you are then ....
This post was edited on 3/7/17 at 9:11 pm
Posted on 3/7/17 at 9:09 pm to Cali 4 LSU
quote:
Why is keeping children on parent's plan till 26 so popular?
The same reason multi-generational homes are a thing again. And that marriage and fertility rates are so low among the non-welfare classes.
Namely, that the economy is so great!
People flat-out no longer have any confidence in the future.
Posted on 3/7/17 at 9:14 pm to uway
quote:
quote: Why is keeping children on parent's plan till 26 so popular? The same reason multi-generational homes are a thing again. And that marriage and fertility rates are so low among the non-welfare classes. Namely, that the economy is so great! People flat-out no longer have any confidence in the future.
Not a bad thing
Posted on 3/7/17 at 9:14 pm to Cali 4 LSU
It should only apply if you're enrolled in college or grad school
Posted on 3/7/17 at 9:15 pm to deltaland
quote:
It should only apply if you're enrolled in college or grad school
Why? What if you are acquiring job skills in other ways? Apprenticeships, volunterring, etc
Posted on 3/7/17 at 9:21 pm to Ingloriousbastard
Yeah, I don't know why mahdragonz or whatever keeps saying taxpayers are going to be paying the premiums on a private healthcare plan most likely offered by their employer. The ones that liberals are so envious of.
My experience with people right out of college is that they would prefer to spend those few hundred dollars on health insurance premiums on going out, socializing and being a Material Girl.
My experience with people right out of college is that they would prefer to spend those few hundred dollars on health insurance premiums on going out, socializing and being a Material Girl.
Posted on 3/7/17 at 9:40 pm to dmjones
I love it how people keep referring to 25 year old grown adults as children/kids. Oh how times change. My wife and I are both millennials and we've both been on our own insurance from the moment we graduated college. This is not some big accomplishment, reminds me of the Chris Rock stand up "you ain't supposed to go to jail!" You go to college so that you can get a good job that offers benefits. If this didn't happen for you then what the hell did you do with your four years and thousands of dollars?
Posted on 3/7/17 at 9:42 pm to Cali 4 LSU
My kid was in Medical school until 26 and needed the coverage. Otherwise, he would have had to take out a very large private policy from the medical school. But of course your underachievers probably don't need such things to ride on that garbage truck
Posted on 3/7/17 at 9:43 pm to mahdragonz
quote:
Anyone with half a brain cell can walk into a construction company and get a job with insurance working on the side of the road.
Jokes on you for actually thinking those types of jobs offer insurance plans.
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