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Thomas Gallatin: Obama Doubled Your Healthcare Premium

Posted on 5/26/17 at 1:38 pm
Posted by KCT
Psalm 23:5
Member since Feb 2010
38911 posts
Posted on 5/26/17 at 1:38 pm
Article speaks for itself.


LINK

quote:

The dumpster fire known as ObamaCare just keeps burning hotter. The Department of Health and Human Services released a report this week on the laughably named “Affordable” Care Act and, in what should come as a surprise to no one, it showed that the average cost of individual health care plans has doubled since 2013. That year, the average month premium was $224, but by 2017 it was $476.
This post was edited on 5/26/17 at 1:40 pm
Posted by tigerfoot
Alexandria
Member since Sep 2006
56306 posts
Posted on 5/26/17 at 1:41 pm to
Thanks Thomas. Now tell me I get half the coverage
Posted by bonhoeffer45
Member since Jul 2016
4367 posts
Posted on 5/26/17 at 1:41 pm to
I like how he doesn't mention a single shred of detail about how the AHCA improves things.

Though he did falsely infer that the reason all 23 million people will go uninsured is due to choice. That was cute.

Posted by narddogg81
Vancouver
Member since Jan 2012
19702 posts
Posted on 5/26/17 at 1:43 pm to
quote:

Though he did falsely infer that the reason all 23 million people will go uninsured is due to choice. That was cute.
double the insurance premiums of 270 million people to insure 23 million, call it affordable care
Posted by Lg
Hayden, Alabama
Member since Jul 2011
6843 posts
Posted on 5/26/17 at 1:46 pm to
quote:

Though he did falsely infer that the reason all 23 million people will go uninsured is due to choice. That was cute.



So you don't actually believe that there are that many people that will not buy insurance without the government imposing a fine to make them buy it?
Posted by BaylorTiger
Member since Nov 2006
2083 posts
Posted on 5/26/17 at 1:50 pm to
quote:

double the insurance premiums of 270 million people to insure 23 million, call it affordable care


FCKING BURN!!!!

Also, dont forget, it was a gross overstep of the US government to force people to buy a private product.

Then we can jump into talking about what a "base" level of health care is needed to survive versus paying for birth control and other things many people consider life style choices and not actually healthcare.

It's anecdotal and worthless statistically but my healthcare has doubled and I am now on an inferior high-deductible plan and pay for everything out of pocket...

The government created this problem 20 years ago and then they come back and say the only solution is MORE government.

I'm all for chipping in for the greater good at base level but our government is completely incapable of executing that.

I donate my money and my time to Scottish Rite...I have yet to meet one ACA backer who does the same.
This post was edited on 5/26/17 at 1:52 pm
Posted by bamarep
Member since Nov 2013
51806 posts
Posted on 5/26/17 at 1:52 pm to
But muh pre-existing diabetus
Posted by texag7
College Station
Member since Apr 2014
37527 posts
Posted on 5/26/17 at 1:53 pm to
quote:

Though he did falsely infer that the reason all 23 million people will go uninsured is due to choice. That was cute.


They weren't insured to begin with. The 23 million will lose insurance is a massive lie
This post was edited on 5/26/17 at 1:56 pm
Posted by the808bass
The Lou
Member since Oct 2012
111529 posts
Posted on 5/26/17 at 1:55 pm to
Never mind that over 50% of the population now has a deductible over $1000 as well. Only 10% did in 2008.
Posted by BaylorTiger
Member since Nov 2006
2083 posts
Posted on 5/26/17 at 1:55 pm to
quote:

They aren't insured to begin with. The 23 million will lose insurance is a massive lie


Please explain. Are you saying this from "Doctor's won't except it" standpoint or what?
Posted by texag7
College Station
Member since Apr 2014
37527 posts
Posted on 5/26/17 at 1:56 pm to
I think the CBO is biased in the sense of keeping Obamacare
Posted by the808bass
The Lou
Member since Oct 2012
111529 posts
Posted on 5/26/17 at 1:56 pm to
quote:

I like how he doesn't mention a single shred of detail about how


For normal people, it didn't improve anything.
Posted by Zach
Gizmonic Institute
Member since May 2005
112484 posts
Posted on 5/26/17 at 1:57 pm to
quote:

Though he did falsely infer that the reason all 23 million people will go uninsured is due to choice.


It's not false. When you remove a mandate then some people freely choose not to comply.
Posted by bonhoeffer45
Member since Jul 2016
4367 posts
Posted on 5/26/17 at 2:03 pm to
quote:

double the insurance premiums of 270 million people to insure 23 million, call it affordable care


The failure of Obamacare on the pricing side was that it failed to do much other then insulate more people from feeling the totality of those prices using subsidies. Absent Obamacare, prices were still growing at an exorbitant and unsustainable rate. The AHCA does even less to insulate people from pricing trends and does nothing to directly fix the problem.

The ironic case study in the ACA is that we learned it is much cheaper to spend a dollar to give someone Medicaid then it is to spend a dollar to subsidize their private insurance.

A problem the Republicans are rubbing up against right now. The regulatory changes in the newest version of AHCA helped reduce the projected uninsured by 1 million. It did so at a cost of 218 billion to the earlier savings. That comes out to be roughly 60,000 per person that was saved. And to do it they are reducing coverages and allowing greater out of pocket expenses.
Posted by i am dan
NC
Member since Aug 2011
24742 posts
Posted on 5/26/17 at 2:04 pm to
quote:

Please explain. Are you saying this from "Doctor's won't except it" standpoint or what?


accept, not except. Sorry for being the grammar nazi.
Posted by bonhoeffer45
Member since Jul 2016
4367 posts
Posted on 5/26/17 at 2:06 pm to
quote:

It's not false. When you remove a mandate then some people freely choose not to comply.


There is still a mandate there.

Just not one that is penalized through the tax code. Which is also why it probably is going to get scrapped by the senate. Since it won't pass reconciliation.

People that lapse coverage are forced to pay a 30% penalty for a year when they do buy coverage under the AHCA.

And it is false. Or at least incredible misleading. Only a fraction of the people the CBO projects are doing so out of choice. I actually think they underestimate how many people will do so but that's another topic.
Posted by Jbird
In Bidenville with EthanL
Member since Oct 2012
73446 posts
Posted on 5/26/17 at 2:08 pm to
quote:

Only a fraction of the people the CBO projects are doing so out of choice.
Speaking of choice, now it's so much easier, fewer and fewer options to choose from!
Posted by BaylorTiger
Member since Nov 2006
2083 posts
Posted on 5/26/17 at 2:09 pm to
Lets not forget that the unisured rate went from 15% to 9%...that's great don't get me wrong.

But is that what was advertised and how effective was it for the cost? While blurring the humanitarian and economic effect is not ideal it is a reality.
Posted by the808bass
The Lou
Member since Oct 2012
111529 posts
Posted on 5/26/17 at 2:11 pm to
quote:

And it is false. Or at least incredible misleading. Only a fraction of the people the CBO projects are doing so out of choice. I actually think they underestimate how many people will do so but that's another topic.


Prior to Obamacare, a substantial subset of the uninsured were in households with income over $50,000. I forget if it was 10% or 20% of the uninsured, but it was millions of people.
Posted by bonhoeffer45
Member since Jul 2016
4367 posts
Posted on 5/26/17 at 2:18 pm to
quote:


Lets not forget that the unisured rate went from 15% to 9%...that's great don't get me wrong.

But is that what was advertised and how effective was it for the cost? While blurring the humanitarian and economic effect is not ideal it is a reality.


If we are going down this road you have to also keep in mind what was passed was not what went into effect.

The Supreme Court allowed states to not accept Medicaid funding. And Republicans spent a lot of effort successfully gutting the cost sharing and risk corridor programs.

Things they once argued were morally wrong for the American people, that they now include funding for in their own bill.
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