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re: Pre existing conditions

Posted on 5/8/17 at 12:28 pm to
Posted by NoHoTiger
So many to kill, so little time
Member since Nov 2006
45759 posts
Posted on 5/8/17 at 12:28 pm to
quote:

Pre ex does not apply when an employer changes carriers.

Agreed. I can't believe the number of people that don't get this.

Posted by NoHoTiger
So many to kill, so little time
Member since Nov 2006
45759 posts
Posted on 5/8/17 at 12:31 pm to
quote:

such as someone wrongfully incarcerated w/ excessive bail who was later exonerated.

Which is something that can be handled on a case-by-case basis or make all inmates coming out of jail eligible for Medicaid for up to one year to find employment.

There are options. Unfortunately, like someone else said, politicians are getting too much power from fear-mongering to actually sit down and ferret out an appropriate plan.

Also, you are never going to be able to plan for EVERY eventuality. Sometimes, things have to be addressed as they come up. This is where critical thinking skills would come in handy. I see fewer and fewer of those critical thinking skills every day
Posted by InTheDetails
Real, USA
Member since Jul 2014
774 posts
Posted on 5/8/17 at 12:41 pm to
quote:

At some point your insurance lapsed between when you developed this condition and when you later wanted to purchase insurance. What caused this lapse of insurance?


See, this is that gray area you simply refuse to understand. I never had insurance. I grew up in a single mother home, and neither one of us had insurance. By the time I was able to buy some on my own, it was too late. I was diagnosed with this condition at 19 years old.
Posted by DisplacedBuckeye
Member since Dec 2013
73327 posts
Posted on 5/8/17 at 12:43 pm to
quote:

I can't believe the number of people that don't get this.


It's a scare tactic. Perpetuated by those that profit the most from increased cost.
Posted by NC_Tigah
Carolinas
Member since Sep 2003
124491 posts
Posted on 5/8/17 at 1:00 pm to
quote:

See, this is that gray area you simply refuse to understand
It seems you share the precept. You were 19. Age of majority was 18. So this may have been a problem of parenting in terms of education. But in the end it was your decision. It was your responsibility. That said, there are many ways you could have acquired insurance after your condition was identified.

So again, "refusal to understand" seems at least a two way street here.
Posted by InTheDetails
Real, USA
Member since Jul 2014
774 posts
Posted on 5/8/17 at 1:11 pm to
Wow. Calling my mom's parenting into question? Let me say this, not everyone has the same opportunities in life. You don't know my upbringing, situation or how any of this came about. You're stance is immoral and disgusting IMO, and is not symbolic of this nation. You sir are an outlier, not the majority.
Posted by DisplacedBuckeye
Member since Dec 2013
73327 posts
Posted on 5/8/17 at 1:12 pm to
quote:

You sir are an outlier, not the majority.


What does the majority think? It's certainly not approval for the ACA.
Posted by redfishfan
Baton Rouge
Member since Oct 2015
4425 posts
Posted on 5/8/17 at 1:13 pm to
quote:

See, this is that gray area you simply refuse to understand. I never had insurance. I grew up in a single mother home, and neither one of us had insurance. By the time I was able to buy some on my own, it was too late. I was diagnosed with this condition at 19 years old.


I honestly feel bad for people in this situation but that doesn't mean I should be forced to subsidize it.
Posted by the808bass
The Lou
Member since Oct 2012
111738 posts
Posted on 5/8/17 at 1:14 pm to
quote:

buy some on my own, it was too late. I was diagnosed with this condition at 19 years old.


You may want to prioritize getting a job with group insurance coverage.
Posted by InTheDetails
Real, USA
Member since Jul 2014
774 posts
Posted on 5/8/17 at 1:16 pm to
Find a single poll that was in favor of doing away with PEC coverage. The majority voted BO into office based on his healthcare/insurance platform. ACA needs help, but doing away with coverage for the unfortunate, needy and those with PEC's will not happen, nor should it.
Posted by Centinel
Idaho
Member since Sep 2016
43439 posts
Posted on 5/8/17 at 1:16 pm to
quote:

Let me say this, not everyone has the same opportunities in life.


Life isn't fair.

quote:

You don't know my upbringing, situation or how any of this came about.


You're right. Also not my fricking problem.

quote:

You're stance is immoral and disgusting IMO,


That's nice. I don't give two shits about your moral values or opinion.

I owe you nothing. You are entitled to nothing from me. And vice versa.

Posted by redfishfan
Baton Rouge
Member since Oct 2015
4425 posts
Posted on 5/8/17 at 1:17 pm to
quote:

doing away with coverage for the unfortunate, needy and those with PEC's will not happen, nor should it.


So you're saying we owe you something? Nice
Posted by InTheDetails
Real, USA
Member since Jul 2014
774 posts
Posted on 5/8/17 at 1:17 pm to
quote:

You may want to prioritize getting a job with group insurance coverage.


Well, you see, at 19 years old, your options are limited. Even more so prior to ACA, because a lot of employers did not offer benefits.
Posted by the808bass
The Lou
Member since Oct 2012
111738 posts
Posted on 5/8/17 at 1:18 pm to
quote:

but doing away with coverage for the unfortunate, needy and those with PEC's will not happen, nor should it


First, I don't buy your premise.
Second, the AHCA creates a federal risk pool.
Posted by InTheDetails
Real, USA
Member since Jul 2014
774 posts
Posted on 5/8/17 at 1:19 pm to
Not entitled--and regardless of your beliefs, I won't turn my back on you or ignore your difficulties. I'm for a society where we care about each other.
Posted by roadGator
Member since Feb 2009
141110 posts
Posted on 5/8/17 at 1:20 pm to
quote:

Even more so prior to ACA, because a lot of employers did not offer benefits.



Wait, do you think ACA caused employers to begin offering benefits when they otherwise wouldn't?
Posted by the808bass
The Lou
Member since Oct 2012
111738 posts
Posted on 5/8/17 at 1:20 pm to
quote:

Well, you see, at 19 years old, your options are limited. Even more so prior to ACA, because a lot of employers did not offer benefits.


You're not 19 now. Move on. There's solutions to your problem which don't involve other people's money.
Posted by roadGator
Member since Feb 2009
141110 posts
Posted on 5/8/17 at 1:20 pm to
quote:

I'm for a society where we care about each other.


What did you do recently for the less fortunate?
Posted by the808bass
The Lou
Member since Oct 2012
111738 posts
Posted on 5/8/17 at 1:21 pm to
quote:

Not entitled--and regardless of your beliefs, I won't turn my back on you or ignore your difficulties. I'm for a society where we care about each other.


Awesome. My daughter is starting med school and I could about $350 from everyone on this board.
Posted by DisplacedBuckeye
Member since Dec 2013
73327 posts
Posted on 5/8/17 at 1:21 pm to
quote:

The majority voted BO into office based on his healthcare/insurance platform. ACA needs help, but doing away with coverage for the unfortunate, needy and those with PEC's will not happen, nor should it.




Why do you think Trump was voted into office?
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