ObamaCare and What kind of people it hurt the most?

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As a single male in my middle 20s

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I'm a single male in my mid 20s and had BCBS individual. No prior health issues. My premium went from 140 a month to 240 a month the first year, then up to 299 the second year. So it did hurt people in their 20s

People like my family, who make "too much" to get a subsidy, yet have still seen their premiums rise. My parents own a small business, so they have to buy health insurance on an individual basis, rather than getting it through an employer. Our costs next year were set to be over $30,000 for the year before we went to a healthcare sharing healthcare company called Medishare.

My employer absorbed a lot of the increases, but eventually had to pass them on. After that, my monthly premiums went up 10%. I'm in my early 30s, single, and no health issues, but again my employer is large enough to do their own health insurance so we are all grouped in one of a few categories.

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Mainly those on the individual market who make too much to qualify for subsidies.

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Many of which "make too much", but still can't afford their premiums now. I think some people get misled into thinking that just means rich people who can afford the premium increases.

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Did it affect primarily families (married couple w/ kids) under or over a certain income level?

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Bigly.

If your company offers individual coverage, but not family coverage, your spouse and children are barred from receiving subsidies. Married couples also lose subsidies at a far lower combined income than cohabiting couples.

My premiums through my company are about $550/month, and my family deductible is $3500, with a $5000 out of pocket max.

I went on the exchange to see what I could get. This was the most cost effective plan I could get. I would be paying essentially $27,000 before my plan would pay me a dime.

I can't afford to quit my job, unless my new employer has an equally generous plan...

ETA: In early 50's with family coverage.

Well will tell my story. Most of my life (56 now) I worked my butt off and was able to retire at 55 Although I did well for the last 15 years I ended up retiring and work from home doing several business that bring me about 80 a year in retirement income which I thought would be great since I had everything paid off. Well then I have to start paying my own health insurance. So my rate this year is 1599 a month. And add a 8500 deductible to that. Of course this is the year I have almost used my whole deductible already due to a couple of MRI 's. Which of course the hospital rapes you on. So my insurance expense will be 25000 a year minimum. So if you figure my post tax income at 65 after taxes my insurance makes up 40% of my cost to live. That is totally ridiculous. If I go on welfare and food stamps and get Obamacare subsidies I will almost be better off. But of course I would never stoop to having to depend on the govt. but I am sure there are many stores just as bad. And how many of those getting subsidies do you really think are paying the deductible? I am sure the docs are getting stiffed

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Well will tell my story. Most of my life (56 now) I worked my butt off and was able to retire at 55 Although I did well for the last 15 years I ended up retiring and work from home doing several business that bring me about 80 a year in retirement income which I thought would be great since I had everything paid off. Well then I have to start paying my own health insurance. So my rate this year is 1599 a month. And add a 8500 deductible to that. Of course this is the year I have almost used my whole deductible already due to a couple of MRI 's. Which of course the hospital rapes you on. So my insurance expense will be 25000 a year minimum. So if you figure my post tax income at 65 after taxes my insurance makes up 40% of my cost to live. That is totally ridiculous. If I go on welfare and food stamps and get Obamacare subsidies I will almost be better off. But of course I would never stoop to having to depend on the govt. but I am sure there are many stores just as bad. And how many of those getting subsidies do you really think are paying the deductible? I am sure the docs are getting stiffed

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Check into the sharing ministries. They're a lot more affordable.

Does sharing ministries do business in Florida ? I will look it up. I have never heard of it before but anything has to be better than what I have now

I think it's worth mentioning the millions of younger Americans, 18-25, who were knocked down from full time work to part time work and then forced to pay a higher than market rate for their healthcare to subsidize older and less healthy people. On top of those who remained unemployed or lost their job in cost cutting measures so employers could afford the mandated health insurance. Many young people's career trajectories were greatly altered by this. Hard to make up that lost time and earnings.