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Insurance comp want you to know in 2024 Injuries/damage due to civil/war not covered
Posted on 1/27/24 at 1:03 pm
Posted on 1/27/24 at 1:03 pm
2024 Health and Homeowners Insurance Policies Updated With NEW Exclusions & Expenses Not Covered “Treatment of an injury or a sickness, which is due to war, declared or undeclared, riot, or insurrection.”
This goes for damages to home due to war or insurrection - Cigna, United Healthcare
x
This goes for damages to home due to war or insurrection - Cigna, United Healthcare
x
This post was edited on 1/27/24 at 1:04 pm
16
Posted on 1/27/24 at 1:04 pm to TigerB8
Insurance doesn’t cover it? There goes the excuse for the “let the thugs rob you” brigade.
Posted on 1/27/24 at 1:05 pm to TigerB8
Are these actually new exclusions?
Posted on 1/27/24 at 1:05 pm to SlowFlowPro
No, but they are highlighting them because they can read the writing on the wall.
Posted on 1/27/24 at 1:06 pm to TigerB8
quote:BuT tHeY hAvE InSuRanCe was teh mantra for the summer of 2020.
Injuries/damage due to civil/war not covered
Posted on 1/27/24 at 1:07 pm to teke184
Well they're using the words "new" for a reason.
Posted on 1/27/24 at 1:09 pm to TigerB8
Imagine that! So if you don’t have mortgage, why pay for a policy when they could deny coverage claiming undeclared war.
Posted on 1/27/24 at 1:09 pm to SlowFlowPro
According to the woman in the video, she's going over Cigna and saying it is new. There's another woman in the replies highlighting her homeowners policy claiming it is new for her policy.
Posted on 1/27/24 at 1:12 pm to TigerB8
quote:
2024 Health and Homeowners Insurance Policies Updated With NEW Exclusions & Expenses Not Covered “Treatment of an injury or a sickness, which is due to war, declared or undeclared, riot, or insurrection.”
This means there will be a lot of stolen cars with biden bumper stickers at the front.
Posted on 1/27/24 at 1:15 pm to teke184
quote:
Insurance doesn’t cover it? There goes the excuse for the “let the thugs rob you” brigade.
Rooftop Americans!
Posted on 1/27/24 at 1:15 pm to LakeCharles
quote:
which is due to war, declared or undeclared
If it is undeclared, how is it considered a war? Does it have to rise to the level of a “police action”, as Vietnam was considered?
Posted on 1/27/24 at 1:21 pm to TigerB8
quote:That sounds like an ACA/Obamacare directive.
Insurance comp want you to know in 2024 Injuries/damage due to civil/war not covered
Posted on 1/27/24 at 1:28 pm to NC_Tigah
I just pulled out my 2020 policy and it 100% contains a "War and Terrorism" exclusion.
Nothing is new about this.
It appears to have been originally adopted on August 10, 2001.
*ETA:
Nothing is new about this.
It appears to have been originally adopted on August 10, 2001.
*ETA:
This post was edited on 1/27/24 at 1:30 pm
Posted on 1/27/24 at 1:29 pm to TigerB8
That certainly sounds like CIGNA. They like to be on the cutting edge of We don't cover that.
My employer dropped BCBS of NC as an option this year, only offered CIGNA.
Luckily my chiropractor offers a Shitty Insurance cash discount.
My employer dropped BCBS of NC as an option this year, only offered CIGNA.
Luckily my chiropractor offers a Shitty Insurance cash discount.
Posted on 1/27/24 at 1:30 pm to TigerB8
quote:
According to the woman in the video, she's going over Cigna and saying it is new. There's another woman in the replies highlighting her homeowners policy claiming it is new for her policy.
People lie
Posted on 1/27/24 at 1:33 pm to TigerB8
“War declared or undeclared”
Well that’s frighteningly vague.
Are we currently in an undeclared war?
Well that’s frighteningly vague.
Are we currently in an undeclared war?
Posted on 1/27/24 at 1:36 pm to Pikes Peak Tiger
Here you guys go
The Poli board just needs to get a supplemental policy
quote:
In many cases the risks of War and Terrorism, and to a certain extent Kidnapping and Ransom, were traditionally considered to be uninsurable, and many insurance companies are continuing to exclude these risks from coverage. However, as a leading global medical insurance broker specializing in understanding policy wording and conditions, Pacific Prime is now able to offer comprehensive global medical insurance policies which will provide cover no matter what happens.
Global medical insurance plans for High Risk areas which we can provide may offer coverage for:
Medical Care
Personal Accident Coverage
Emergency Evacuation
Kidnap and Ransom Coverage
One of the reasons Acts of War and Terrorism have been so difficult to insure is the wide scope of potentially violent acts encompassed by the terms. There is no easy way to judge the risk of a terrorist act, and the liability of such an act may be extremely large. As a consequence of this, our plans will include coverage for both war and terrorism, ensuring cover in either case.
The Poli board just needs to get a supplemental policy
Posted on 1/27/24 at 1:38 pm to TigerB8
The mfers ain’t paying anyway. They don’t even pay out for the things that are covered. Biggest scam ever.
Posted on 1/27/24 at 1:41 pm to SlowFlowPro
quote:
Are these actually new exclusions?
NO
Posted on 1/27/24 at 1:57 pm to TigerB8
I'm $ure you can get a rider for that. Everyone and everything is insurable for a price.
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