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House Freedom Caucus, Moderates Closing in on Healthcare Compromise?
Posted on 4/21/17 at 6:25 am
Posted on 4/21/17 at 6:25 am
quote:Actually, this is a path forward.
The deal — brokered by centrist Tuesday Group co-chair Tom MacArthur of New Jersey and hard-right Freedom Caucus head Mark Meadows of North Carolina — proposes giving states more flexibility to opt out of major Obamacare provisions, while preserving popular protections like the law’s ban on discrimination against people with pre-existing conditions...the latest proposal would allow states to apply for "limited waivers" that would undermine Obamacare's protections for pre-existing conditions. Under these waivers, states could opt out of Obamacare standards setting minimum benefits that health plans must offer and a requirement — called community rating — forbidding insurers from charging different prices to people based on health status. Both are provisions that the GOP’s ultraconservatives have pushed to eliminate as part of the repeal effort, contending that these coverage mandates drive up the cost of insurance. States opting out of the community rating rules would be forced to set up separate insurance pools, known as high-risk pools, where people priced out of the private market could purchase coverage. At the same time, the deal would allow states the option of maintaining insurance protections, supported by centrist Republicans, including community rating. MacArthur said in a statement Thursday that he has insisted during the discussions that any compromise have protections for pre-existing conditions.
LINK
The AHCA is privatized obamacare. Unfettered preservation of PECs means it won't save money. But there are obviously a slew of weak-kneed Repubs lacking guts to remove the PEC provision. The only thing the AHCA would have accomplished is to move healthcare to the Senate and continue discussion with possibility of compromise. If it passed, it could have been easily amended.
So this preserves those small advantages, but additionally allows states to simply opt out. When those states opt out, premiums will drop precipitously. Other states will follow suit.
If this effort does not pass, the same mechanism could be used to unwind obamacare. Wind down subsidies, while ending state mandates. Let Obamacare implode as states replace it with affordable plans.
Posted on 4/21/17 at 7:38 am to NC_Tigah
I STILL have NEVER heard anyone referred to as "hard left".
Besides, this cannot happen because Trump's "administration is over" as of last month.
Besides, this cannot happen because Trump's "administration is over" as of last month.
Posted on 4/21/17 at 7:56 am to NC_Tigah
I didn't think it was possible to make the last plan worse, but they just might have accomplished this task.
Posted on 4/21/17 at 7:59 am to NC_Tigah
quote:
there are obviously a slew of weak-kneed Repubs lacking guts to remove the PEC provision
Trump promised he wouldn't remove the PEC provision
Posted on 4/21/17 at 8:04 am to Jeff Boomhauer
quote:
Trump promised he wouldn't remove the PEC provision
He was running for President then. It's ok he lied about this and just about everything else to get elected because Obama did too.
-Poliboard
Posted on 4/21/17 at 8:54 am to Jeff Boomhauer
quote:
PEC provision
It has to go. But, I would offer a sign-up date. Say Jan. 1, 2018. Everybody has the option to get some kind of plan by this date and after that you are on your own. At some point people have to be held accountable. You can't wait until you or a family member get sick and then expect an insurance company that you have "never" paid a premium to, to cover you.
Posted on 4/21/17 at 8:59 am to Haughton99
quote:Pretty much. Remember when Obama called the individual mandate "stupid". Then signed it into law less than 18months later? I 'member.
He was running for President then. It's ok he lied about this and just about everything else to get elected because Obama did too.
Posted on 4/21/17 at 9:06 am to Lg
This100%
The problem with the system is people who wait until after they are sick to go pull money out of the system they never contributed into.
Younger generations are opting out of insurance to take the chance they don't need it until they get older. If that is their strategy, they should pay a penalty or higher rate when they decide they need insurance at age 40 when they have ED and need blood pressure medicines.
The problem with the system is people who wait until after they are sick to go pull money out of the system they never contributed into.
Younger generations are opting out of insurance to take the chance they don't need it until they get older. If that is their strategy, they should pay a penalty or higher rate when they decide they need insurance at age 40 when they have ED and need blood pressure medicines.
Posted on 4/21/17 at 9:08 am to NC_Tigah
quote:So move the subsidy around?
States opting out of the community rating rules would be forced to set up separate insurance pools, known as high-risk pools, where people priced out of the private market could purchase coverage.
PEC PTs cost what they cost. No matter what "pool" they are in. This could lead to lower insurance rates. But--who pays for subsidy in the "high risk pool"?
Pay the government or pay the insurance company. But there is no magic.
Ultimately all this will fail because it does nothing to limit demand. As it stands PTs can demand (and get) an infinite amount of treatment As long as that's the case, healthcare will continue to be heinously expensive.
quote:Indeed.
Unfettered preservation of PECs means it won't save money. But there are obviously a slew of weak-kneed Repubs lacking guts to remove the PEC provision.
Posted on 4/21/17 at 9:11 am to NC_Tigah
quote:
. The only thing the AHCA would have accomplished is to move healthcare to the Senate and continue discussion with possibility of compromise. If it passed, it could have been easily amended
I fail to see any scenario where passing a milquetoast "fix" of Obamacare in the House will result in anything better than Obamacare lite when the fricknuts in the Senate get a hold of it.
Where the frick is Rand's bill
Posted on 4/21/17 at 9:12 am to jimjackandjose
quote:This is why we need long-term insurance plans. Just like we do for life insurance. Would be cheap to buy when young, insurance company has interest in your health, increase predictibily for the provider, and eliminates the vast majority of PEC considerations.
Younger generations are opting out of insurance to take the chance they don't need it until they get older. If that is their strategy, they should pay a penalty or higher rate when they decide they need insurance at age 40 when they have ED and need blood pressure medicines.
Posted on 4/21/17 at 9:30 am to seawolf06
quote:They did though. They left obamacare in place. There is little chance to do worse than that.
I didn't think it was possible to make the last plan worse
Posted on 4/21/17 at 9:31 am to NC_Tigah
what input, if any, is Rand having insofar as preparing this plan?
Posted on 4/21/17 at 9:32 am to SoulGlo
quote:Cannot pass this Senate. But it could be implemented immediately in Kentucky if AHCA2 passes.
Where the frick is Rand's bill
Posted on 4/21/17 at 11:12 am to Lg
quote:
t has to go. But, I would offer a sign-up date. Say Jan. 1, 2018. Everybody has the option to get some kind of plan by this date and after that you are on your own. At some point people have to be held accountable. You can't wait until you or a family member get sick and then expect an insurance company that you have "never" paid a premium to, to cover you.
Great. I just need to know why the trumpkins didn't call out Trump during the campaign? Is it because they are just right wing shills and no different from the left wing shills they claim to be better than?
Posted on 4/21/17 at 7:15 pm to NC_Tigah
quote:
So this preserves those small advantages, but additionally allows states to simply opt out. When those states opt out, premiums will drop precipitously. Other states will follow suit.
Premiums will drop for who?
Because if you are old you still get charged 5x vs 3x under this scenario. The tax payer picks up the tab from policyholders to fund the high risk pools you kick the unhealthy people into, and lower premiums are achieved by that shift - one that will only really benefit for the young and wealthy enough to afford care in the first place - and by moving the baseline of coverage downward. Lots of people end up worse off.
And if you don't believe me that there is no financial magic going on here, just ask the Republican that is pushing this change:
quote:
“There’s no magic here,” said Rep. Tom MacArthur (R-N.J.), who is pushing the idea as a way to bridge the divide between GOP conservatives and moderates. “Either policyholders have to pay the bills or taxpayers have to pay the bills.”
This post was edited on 4/21/17 at 7:19 pm
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