Page 1
Page 1
Started By
Message
locked post

House Freedom Caucus, Moderates Closing in on Healthcare Compromise?

Posted on 4/21/17 at 6:25 am
Posted by NC_Tigah
Carolinas
Member since Sep 2003
123921 posts
Posted on 4/21/17 at 6:25 am
quote:

The deal — brokered by centrist Tuesday Group co-chair Tom MacArthur of New Jersey and hard-right Freedom Caucus head Mark Meadows of North Carolina — proposes giving states more flexibility to opt out of major Obamacare provisions, while preserving popular protections like the law’s ban on discrimination against people with pre-existing conditions...the latest proposal would allow states to apply for "limited waivers" that would undermine Obamacare's protections for pre-existing conditions. Under these waivers, states could opt out of Obamacare standards setting minimum benefits that health plans must offer and a requirement — called community rating — forbidding insurers from charging different prices to people based on health status. Both are provisions that the GOP’s ultraconservatives have pushed to eliminate as part of the repeal effort, contending that these coverage mandates drive up the cost of insurance. States opting out of the community rating rules would be forced to set up separate insurance pools, known as high-risk pools, where people priced out of the private market could purchase coverage. At the same time, the deal would allow states the option of maintaining insurance protections, supported by centrist Republicans, including community rating. MacArthur said in a statement Thursday that he has insisted during the discussions that any compromise have protections for pre-existing conditions.

LINK
Actually, this is a path forward.
The AHCA is privatized obamacare. Unfettered preservation of PECs means it won't save money. But there are obviously a slew of weak-kneed Repubs lacking guts to remove the PEC provision. The only thing the AHCA would have accomplished is to move healthcare to the Senate and continue discussion with possibility of compromise. If it passed, it could have been easily amended.

So this preserves those small advantages, but additionally allows states to simply opt out. When those states opt out, premiums will drop precipitously. Other states will follow suit.

If this effort does not pass, the same mechanism could be used to unwind obamacare. Wind down subsidies, while ending state mandates. Let Obamacare implode as states replace it with affordable plans.
Posted by gthog61
Irving, TX
Member since Nov 2009
71001 posts
Posted on 4/21/17 at 7:38 am to
I STILL have NEVER heard anyone referred to as "hard left".

Besides, this cannot happen because Trump's "administration is over" as of last month.
Posted by seawolf06
NH
Member since Oct 2007
8159 posts
Posted on 4/21/17 at 7:56 am to
I didn't think it was possible to make the last plan worse, but they just might have accomplished this task.
Posted by Jeff Boomhauer
Arlen, TX
Member since Jun 2016
3552 posts
Posted on 4/21/17 at 7:59 am to
quote:

there are obviously a slew of weak-kneed Repubs lacking guts to remove the PEC provision



Trump promised he wouldn't remove the PEC provision
Posted by Haughton99
Haughton
Member since Feb 2009
6124 posts
Posted on 4/21/17 at 8:04 am to
quote:


Trump promised he wouldn't remove the PEC provision


He was running for President then. It's ok he lied about this and just about everything else to get elected because Obama did too.

-Poliboard
Posted by Lg
Hayden, Alabama
Member since Jul 2011
6841 posts
Posted on 4/21/17 at 8:54 am to
quote:

PEC provision


It has to go. But, I would offer a sign-up date. Say Jan. 1, 2018. Everybody has the option to get some kind of plan by this date and after that you are on your own. At some point people have to be held accountable. You can't wait until you or a family member get sick and then expect an insurance company that you have "never" paid a premium to, to cover you.
Posted by Paluka
One State Over
Member since Dec 2010
10763 posts
Posted on 4/21/17 at 8:58 am to
Shhh. Don't tell BamaAtl!
Posted by Taxing Authority
Houston
Member since Feb 2010
57249 posts
Posted on 4/21/17 at 8:59 am to
quote:

He was running for President then. It's ok he lied about this and just about everything else to get elected because Obama did too.
Pretty much. Remember when Obama called the individual mandate "stupid". Then signed it into law less than 18months later? I 'member.
Posted by jimjackandjose
Member since Jun 2011
6496 posts
Posted on 4/21/17 at 9:06 am to
This100%

The problem with the system is people who wait until after they are sick to go pull money out of the system they never contributed into.

Younger generations are opting out of insurance to take the chance they don't need it until they get older. If that is their strategy, they should pay a penalty or higher rate when they decide they need insurance at age 40 when they have ED and need blood pressure medicines.
Posted by Taxing Authority
Houston
Member since Feb 2010
57249 posts
Posted on 4/21/17 at 9:08 am to
quote:

States opting out of the community rating rules would be forced to set up separate insurance pools, known as high-risk pools, where people priced out of the private market could purchase coverage.
So move the subsidy around?

PEC PTs cost what they cost. No matter what "pool" they are in. This could lead to lower insurance rates. But--who pays for subsidy in the "high risk pool"?

Pay the government or pay the insurance company. But there is no magic.

Ultimately all this will fail because it does nothing to limit demand. As it stands PTs can demand (and get) an infinite amount of treatment As long as that's the case, healthcare will continue to be heinously expensive.

quote:

Unfettered preservation of PECs means it won't save money. But there are obviously a slew of weak-kneed Repubs lacking guts to remove the PEC provision.
Indeed.
Posted by SoulGlo
Shinin' Through
Member since Dec 2011
17248 posts
Posted on 4/21/17 at 9:11 am to
quote:

. The only thing the AHCA would have accomplished is to move healthcare to the Senate and continue discussion with possibility of compromise. If it passed, it could have been easily amended


I fail to see any scenario where passing a milquetoast "fix" of Obamacare in the House will result in anything better than Obamacare lite when the fricknuts in the Senate get a hold of it.

Where the frick is Rand's bill
Posted by Taxing Authority
Houston
Member since Feb 2010
57249 posts
Posted on 4/21/17 at 9:12 am to
quote:

Younger generations are opting out of insurance to take the chance they don't need it until they get older. If that is their strategy, they should pay a penalty or higher rate when they decide they need insurance at age 40 when they have ED and need blood pressure medicines.
This is why we need long-term insurance plans. Just like we do for life insurance. Would be cheap to buy when young, insurance company has interest in your health, increase predictibily for the provider, and eliminates the vast majority of PEC considerations.

Posted by NC_Tigah
Carolinas
Member since Sep 2003
123921 posts
Posted on 4/21/17 at 9:30 am to
quote:

I didn't think it was possible to make the last plan worse
They did though. They left obamacare in place. There is little chance to do worse than that.
Posted by dcbl
Good guys wear white hats.
Member since Sep 2013
29685 posts
Posted on 4/21/17 at 9:31 am to
what input, if any, is Rand having insofar as preparing this plan?
Posted by NC_Tigah
Carolinas
Member since Sep 2003
123921 posts
Posted on 4/21/17 at 9:32 am to
quote:

Where the frick is Rand's bill
Cannot pass this Senate. But it could be implemented immediately in Kentucky if AHCA2 passes.
Posted by Jeff Boomhauer
Arlen, TX
Member since Jun 2016
3552 posts
Posted on 4/21/17 at 11:12 am to
quote:

t has to go. But, I would offer a sign-up date. Say Jan. 1, 2018. Everybody has the option to get some kind of plan by this date and after that you are on your own. At some point people have to be held accountable. You can't wait until you or a family member get sick and then expect an insurance company that you have "never" paid a premium to, to cover you.


Great. I just need to know why the trumpkins didn't call out Trump during the campaign? Is it because they are just right wing shills and no different from the left wing shills they claim to be better than?
Posted by bonhoeffer45
Member since Jul 2016
4367 posts
Posted on 4/21/17 at 7:15 pm to
quote:

So this preserves those small advantages, but additionally allows states to simply opt out. When those states opt out, premiums will drop precipitously. Other states will follow suit.


Premiums will drop for who?

Because if you are old you still get charged 5x vs 3x under this scenario. The tax payer picks up the tab from policyholders to fund the high risk pools you kick the unhealthy people into, and lower premiums are achieved by that shift - one that will only really benefit for the young and wealthy enough to afford care in the first place - and by moving the baseline of coverage downward. Lots of people end up worse off.

And if you don't believe me that there is no financial magic going on here, just ask the Republican that is pushing this change:

quote:

“There’s no magic here,” said Rep. Tom MacArthur (R-N.J.), who is pushing the idea as a way to bridge the divide between GOP conservatives and moderates. “Either policyholders have to pay the bills or taxpayers have to pay the bills.”


This post was edited on 4/21/17 at 7:19 pm
first pageprev pagePage 1 of 1Next pagelast page
refresh

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on Twitter, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookTwitterInstagram