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Message
re: First Obamacare Premium Notices For 2015 Show Double Digit Increases
Posted on 5/15/14 at 11:20 am to Hawkeye95
Posted on 5/15/14 at 11:20 am to Hawkeye95
quote:
for many people it is better than before, especially those that can get coverage due to pre-existing conditions
You're obviously trolling as you consitently repeat the same statement and ignore their actual points so just to get you to STFU and troll somewhere else...
Yes. More people in this country are now covered than before..."more". I wouldn't use the word marginaly because these are people we're tlaking about but the increase in coverage isn't even close to what could be considered effective and to some standpoint was manipulated to be close to this adminstrations "goals".
The issue people are trying to convey is that the system wide overhaul "sold" as the AFCA was supposed to be just that, an overhaul for EVERYONE. Except it's not. Things have not changed. Everything, as you point out before, is moving in the same direction. Arguably you have less choise but let's just keep it simple. Things are staying the same for MOST American's during a massive system wide overhaul.
What's good? As you say, "more" people are covered and preexisting confitions have been alleviated. Good. I'm glad.
Did we need to change 200 million American's health insurances plans to provide health-care to 8 million? No. So why did we? Because we were promised something different; we were sold a lie.
This post was edited on 5/15/14 at 11:22 am
2
Posted on 5/15/14 at 11:20 am to Truckasaurus
quote:It is surprising. Obama promised a 3000% decrease in premiums. And a raise.
The point is, health care premiums raising in the double digits in a single year is not surprising.
Posted on 5/15/14 at 11:22 am to Taxing Authority
quote:Because you need to experience Medicaid-level coverage at private insurance prices.
So.. why do we need Obamacare?
Posted on 5/15/14 at 11:23 am to LSUFanHouston
quote:
We are in the 50 employees or less group size.
Posted on 5/15/14 at 11:24 am to Hawkeye95
quote:
for many people it is better than before, especially those that can get coverage due to pre-existing conditions.
It doesn't matter if you can get it if you can't afford it
Posted on 5/15/14 at 11:24 am to Truckasaurus
quote:Just curious... What do you base this on?
I do think that the ACA is a net improvement to society.
Posted on 5/15/14 at 11:26 am to Taxing Authority
quote:
Just curious... What do you base this on?
the big D next to Obamas name
Posted on 5/15/14 at 11:26 am to NC_Tigah
quote:
Because you need to experience Medicaid-level coverage at private insurance prices.
Posted on 5/15/14 at 11:28 am to Taxing Authority
quote:
Just curious... What do you base this on?
Based purely on access. Moving people off going to emergency rooms when they don't have insurance.
The cost portion of it is yet to be seen. I am not trying to say that.
Posted on 5/15/14 at 11:28 am to the808bass
quote:
Or to put it more accurately, the cost of caring for older people is shifted even more to younger people.
No doubt.
All I am saying is... I'm a relatively young person, and starting this summer, I will have a better insurance plan that costs less money.
My preference is that ACA should have never occured. But it did... and I don't see it being undone anytime soon. So, I'm going to take advantage of it.
Posted on 5/15/14 at 11:32 am to NC_Tigah
quote:
Buyer beware! A PPO w/o the PP's in the O is not worth much. Not saying that is the situation, but it is a broadly recurring theme.
The benefits guy told us this morning (It is a Blue Cross plan, our benefits person does not work for Blue Cross) that the network for the POS plan is quite strong in New Orleans and Baton Rouge, and not much so in the rest of the state. Also, except for emergencies, there is no coverage outside the state.
The high deductible plan actually has a wider network.
For the POS, it is a co-pay on some things (25/40), and 80/20 coinsurance after a 500 deductible, out of pocket max 5,000.
I thought the out of pocket max was pretty high.
I will definetly be looking at the network and the options before making a final decision.
In any event... we have cheaper coverage, options, and potentially a richer plan than we did before.
Posted on 5/15/14 at 11:32 am to Truckasaurus
quote:
I wouldn't call myself an "Obamabot", but I do think that the ACA is a net improvement to society.
And you totally ignored the graph you posted. Why?
Posted on 5/15/14 at 11:34 am to darkhorse
quote:
And you totally ignored the graph you posted. Why?
I didn't ignore it. It was used to point out that double digit premium increases are not unprecedented.
Posted on 5/15/14 at 11:35 am to Truckasaurus
quote:
Based purely on access. Moving people off going to emergency rooms when they don't have insurance.
and I agree with this 100%
problem is we have created a nightmare to deal with a small issue.
Posted on 5/15/14 at 11:36 am to Truckasaurus
quote:That's foolish. If you are going to be fair and reasoned, you need to account for the added costs to society.
Based purely on access.
ANYTHING can look good when looking at HALF of the equation.
quote:False. The EMTALA law is unchanged.
Moving people off going to emergency rooms when they don't have insurance.
This post was edited on 5/15/14 at 11:40 am
Posted on 5/15/14 at 11:37 am to LSUFanHouston
quote:You realize your company is not subject to Obamacare, right?
In any event... we have cheaper coverage, options, and potentially a richer plan than we did before.
Posted on 5/15/14 at 11:38 am to Truckasaurus
You totally ignored the responses to the fact the the increases had dropped over a decade down to below 5%.
That's the point being made about your graph.
That's the point being made about your graph.
Posted on 5/15/14 at 11:41 am to Truckasaurus
quote:Obamacaid limits access.
Based purely on access.
quote:
The trade-off on costs
Narrow networks are part of the economic trade-off for keeping premiums under control and preventing insurers from turning away those with pre-existing conditions. Even before the Affordable Care Act, doctors and hospitals would choose to leave a network — or be pushed out — over reimbursement issues as insurers tried to contain costs.
The insurance trade group America’s Health Insurance Plans said studies show the biggest factor influencing consumer choice is price. Insurers say that if consumers want low premiums, their choices may be limited.
LINK
quote:Obamacaid does not do that.
Moving people off going to emergency rooms when they don't have insurance.
You are working under some significant misconceptions.
Posted on 5/15/14 at 11:43 am to BaylorTiger
quote:
You're obviously trolling as you consitently repeat the same statement and ignore their actual points so just to get you to STFU and troll somewhere else...
it was response to another poster. Obamacare does make some people's life better, many people's lives better in fact.
quote:
The issue people are trying to convey is that the system wide overhaul "sold" as the AFCA was supposed to be just that, an overhaul for EVERYONE. Except it's not.
Well actually it does overhaul it for almost everyone. There are quite a few provisions that impact everyone's healthcare.
I personally do not care for obamacare; its crap, it doesn't really address what I consider to the be biggest problem, escalating costs.
The only way you get that is to ration care, which was not part of obamacare. And politically will not happen, remember the death panels that never were?
Posted on 5/15/14 at 11:45 am to NC_Tigah
quote:
quote:
Moving people off going to emergency rooms when they don't have insurance.
Obamacaid does not do that.
You are working under some significant misconceptions.
Sorry. My post was poorly phrased. Reducing uninsured will make those newly uninsured hopefully not tie up ERs for treatment.
I am fully aware that people that remain uninsured can still go to the ER and will do that.
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