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Started By
Message
Has anybody ever received an official letter from the Dept of Edu
Posted on 11/6/14 at 7:36 pm
Posted on 11/6/14 at 7:36 pm
Claiming you owe 14k worth of student loans...but you don't?
My wife received a very official looking letter with an address and phone number that Google claims is real. She has never taken out a student loan. She has only had Pell Grants and scholarships.
She called the number, but it was after business hours.
Has anybody else been through this?
My wife received a very official looking letter with an address and phone number that Google claims is real. She has never taken out a student loan. She has only had Pell Grants and scholarships.
She called the number, but it was after business hours.
Has anybody else been through this?
This post was edited on 11/6/14 at 7:36 pm
8
Posted on 11/6/14 at 7:37 pm to lsufan9193969700
Sorry she lied to you, bruh
Posted on 11/6/14 at 7:38 pm to ell_13
I am being serious...
Posted on 11/6/14 at 7:40 pm to lsufan9193969700
Easy answer is to check you and your wife's credit report. You are allowed to check for free once a year. If you see it there, you know it's legit. Or fraud.
Annual Credit Report
Annual Credit Report
Posted on 11/6/14 at 7:41 pm to lsufan9193969700
If your wife is telling the truth, it is probably a collection scam. They can have a "real" number but that doesn't mean it is not a scam. They could also have misidentified your wife if she has a common name. Delete her personal info and post the letter.
FTC on Debt Collection Fraud
FTC on Debt Collection Fraud
This post was edited on 11/6/14 at 7:43 pm
Posted on 11/6/14 at 8:14 pm to lsufan9193969700
Time to think about heading for Mexico...
Run for it and they'll never get the money your wife owes, but never told you the truth about.
Run for it and they'll never get the money your wife owes, but never told you the truth about.
Posted on 11/6/14 at 8:17 pm to lsufan9193969700
I cannot imagine how hard it would have been to wait until tomorrow, and then call them during business hours.
Posted on 11/6/14 at 8:18 pm to lsufan9193969700
Scam. I got a call from the "IRS" today. Indian dude with a Indian dude shouting in the background about calendars and parties in a hollow-sounding room 
They're getting better every year.
They're getting better every year.Posted on 11/6/14 at 8:19 pm to The Third Leg
quote:
I cannot imagine how hard it would have been to wait until tomorrow, and then call them during business hours
If it is a scam, you don't want to call them.
Posted on 11/6/14 at 8:24 pm to chinhoyang
He already did.
Posted on 11/6/14 at 8:32 pm to The Third Leg
Of course we are going to call tomorrow...geez!
I was simply curious if anybody has heard about this particular scam...
I was simply curious if anybody has heard about this particular scam...
Posted on 11/6/14 at 8:41 pm to lsufan9193969700
quote:Why? Run your wife's credit report to confirm she has no reported student loan debt or misreported student loan debt. If she has none, don't call.
Of course we are going to call tomorrow...geez!
If it is legit, I guarantee you will get another letter. They want you to call. "I won't tell them anything." They know how to get you to talk.
Post the number that is on the letter.
Posted on 11/6/14 at 9:04 pm to chinhoyang
It's a scam. I know several people here in Alabama that received the same letter from the Al. Dept of Edu. The thing is that none of the three people who got these letters ever attended college on a student loan. The three that I'm speaking of, their parents paid for their education using their own funds. The scammers today can make anything look official. Just call the La. Dept of Ed. BTW, don't call the number that is on the letter. Either call the number that is listed on the La. Dept. website. or better yet, if you live in BR, go see them personally.
Posted on 11/6/14 at 10:32 pm to chinhoyang
1-800-621-3115
We are doing all of the above.
We are doing all of the above.
Posted on 11/6/14 at 10:37 pm to lsufan9193969700
According to the Google, the number is legit. Sorry.
Posted on 11/6/14 at 10:51 pm to Walking the Earth
I know. We Googled it earlier. The letter, though, said she never responded to their earlier letters. This was the first letter that we have received. It claimed her wages would be garnished. The letter was stamped September 5th. It is November 6th...two months later. We have heard or seen nothing.
plus...she never took out a student loan. This very odd!
plus...she never took out a student loan. This very odd!
This post was edited on 11/6/14 at 10:53 pm
Posted on 11/6/14 at 10:51 pm to Walking the Earth
I know. We Googled it earlier. The letter, though, said she never responded to their earlier letters. This was the first letter that we have received. It claimed her wages would be garnished. The letter was stamped September 5th. It is November 6th...two months later. We have heard or seen nothing.
plus...she never took out a student loan. This very odd!
plus...she never took out a student loan. This very odd!
This post was edited on 11/6/14 at 10:52 pm
Posted on 11/6/14 at 10:54 pm to lsufan9193969700
If she really never had student loans, then the "official" letter (that has the real number on it) could be a scam where they send an official looking letter then try to call you before you call them back.
If the postmark (not the postage meter) is really for September, they may have screwed the scam up.
I got mail today addressed to some woman who has a court hearing in NJ (and I'm in La.).
If the postmark (not the postage meter) is really for September, they may have screwed the scam up.
I got mail today addressed to some woman who has a court hearing in NJ (and I'm in La.).
Posted on 11/6/14 at 10:59 pm to chinhoyang
I failed to add that the letter arrived on Sep 5th...at an old address. We had some old mail accumulating at the old place. They kept it for us.
My point about the postmark is that it is more than two months ago. If they were truly garnishing her wages, shouldn't it have happened already?
My point about the postmark is that it is more than two months ago. If they were truly garnishing her wages, shouldn't it have happened already?
Posted on 11/7/14 at 8:20 am to lsufan9193969700
It may be nothing more than your wife has the same name as a student loan debtor. Don't give them her full social security number. The last four should suffice. Don't tell them where she works.
Let us know what the deal was.
Let us know what the deal was.
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