re: Diminished Value Claim

I got 25% of total damage from State Farm. They offered 7.5%. Told them I was just going to have to get attorney. Manager called back gave me $5k instead the $1500 they originally offered. Good luck.

You have to be able to show why you are justified in getting what you ask for. That is why any report should include how their finding is calculated. When you can show you are willing and able to present a valid case they will settle. Especially true in states like AL. Here not everyone even claims diminished value. They give up when pushed back, or they organize their claim prepare their case. The last one usually gets a settlement our wins. They file their claim because the insurance company missed deadlines. The insurance companies are winning here in AL. Especially in cases with no personal injury. People get their vehicle fixed and move on.

Louisiana

Given the amount of damage money wise, does the police report say major damage on it? Carfax will specifically look at that for the vehicle history.

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No shite it matters. That is why earlier I quoted LA law.

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Boy you are really a dumbfrick. You are a 2L giving legal advice in a state different from your own. My point is that LA has no set formula. You will learn how the real world works one day.

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But tell him again how the insurance company decides his damages.

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Have you ever negotiated with an insurance company or anyone for that matter? It comes down to what what one is willing to give and what the other is willing to accept. So in essence, the insurance company decides what they are willing to pay. If you don't like it, you can take them to court and the judge will decide. Otherwise, the insurance company is not letting go of the money they hold. Again, there is no formula for DV in LA. It is a subjective number.

You are one dense little shite. In another year when you fail the bar, you are going to learn how the real world works at your adjuster job.

State Farm claims rep got mad at me too.

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My point is that LA has no set formula. You will learn how the real world works one day. 

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If you don't like it, you can take them to court and the judge will decide. 

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From my second post:
“diminution in value of a vehicle involved in an accident is an element of recoverable damages if sufficiently established… where the measure of damages is the cost of repair, additional damages for depreciation may be recovered for the diminution of value due to the vehicle’s involvement in an accident.”
Defraites v. State Farm Mut. Auto. Ins. Co., 864 So.2d 254 (La. App. 2004).

The bolded is why you get an independent report. Is there a set calculation? Not in LA or AL, but an independent report is better than saying I want x dollars because.

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He/she probably got tired of your ignorance and paid you to leave him/her alone. 

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Guess that is why the check was for roughly 60% more than their “absolute top dollar settlement”. I must have done something really wrong.

Enjoy the cubicle.