Life insurance question

I'm at that part right now..

"Wilson! I'm sorry!"

It's still a very good question

Right, because we're talking real life... Not in hypotheticals...

In that case, Mutual of Omaha, term life, personal, $500k... Oh, and accidental death is covered.

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Right, because we're talking real life... Not in hypotheticals... In that case, Mutual of Omaha, term life, personal, $500k... Oh, and accidental death is covered.

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Let's see, no body, some history of potential flight. Travel over tropical islands fostering potential luxurious lifestyle.

Premium of $52 per month of 3 years, 8 months, or $2,288. Don't know about Mutual of Omaha, but our insurance company will offer the beneficiary a return of the premiums for $2,288 in that we believe that Mr. island hopper man faked his death.

And, we would keep it tangled up in court for 4-6 years, until he surfaces. And, ultimately, we would win, and not even have to pay the $2,288 offered.

Have a nice day.

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What if the disappearance of the plain is high profile?

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We take issue that disappearance =\= death. It could have all been faked or held hostage somewhere. Or, like in this case, he survived. No death, no pay.

You have heard the term "justice delayed is justice denied!"

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Or, like in this case, he survived. No death, no pay.

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How long do they have to file to obtain payment on a *typical* payout?