Anyone old enough for Medicare?

One more year and I will be old enough. Starting to research different options for part C or supplemental. What a confusing mess!

Part C = Medicare Advantage = Parts A+B + D
Part D is prescription drugs where the donut hole is. I will have huge drug costs from now on so drug coverage is really important.
The advantage plans vary by state & county/ parish. In my county we have 6 Advantage plans and 4 of those are Humana.
No AARP for me, I went with AMAC.

And, depending on your situation you may qualify for state assistance for drug coverage. I had a few home health patients that at a certain point could not afford medications and found they were qualified for assistance.

Several drug manufacturers offer medication at a much reduced cost and some at no cost.

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Certainly there is a big catch here as I am sure you must purchase that companies supplemental plan. Not sure because I haven't researched it and know you cannot get something for nothing

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The only catch is that you must maintain your medicare part B payment. Thats it.

Medicare Advantage (Part C) is a no premium policy in alot of places and many of them come with an included Part D plan. Not all are premium free, but that plans you are eligible for are based on the address/parish/county you have registered with social security.

Medcare Advantage plans get reimbursed from CMS (gubment) to administer your care. It used to be they got paid $___ per month per member, but with changes to the healthcare system, they now get paid based on how sick a patient is. The more sick, the higher the payment because the more resources they use, as long as it is properly documented by the doctors and can be proven. If not, you have what appears to be healthy patients and over-utlization.