used car finance question

Penfed is 1.99%. with an 800 CS, you should get that no prob.

quote:

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Is 3.3% on a $23000.00 loan ok? 60 months . Credit score around 800

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3.3.% is what the dealership is charging you. They are trying to make a point or two on the financing..which is how the finance manager makes his money. The actual Buy Rate that the bank is offering is probably lower than 3.3%. If you play hard ball, you may be able to get it down to 2.5 or so with the dealership. Good luck.

PenFed is offering 0 % interest on used vehicles if you go through their car buying service.

Definitely should be in 2's. If not 1.9%...

if your credit score is that good you should not pay more than 2

I would not be comfortable financing a used car for 60 months but that's just me