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Better rate on certified used car? USAA? Toyota? Credit Union?

Posted on 10/3/13 at 11:18 am
Posted by Neauxla
New Orleans
Member since Feb 2008
33442 posts
Posted on 10/3/13 at 11:18 am
Which one of these is likely to give me the best rate?
Posted by Lsut81
Member since Jun 2005
80101 posts
Posted on 10/3/13 at 11:24 am to
Out of those three, USAA... Check out PenFed. I just got 1.99
Posted by Will Cover
St. Louis, MO
Member since Mar 2007
38512 posts
Posted on 10/3/13 at 9:40 pm to
PenFed is the correct answer.
Posted by BACONisMEATcandy
Member since Dec 2007
46643 posts
Posted on 10/3/13 at 10:56 pm to
USAA gave me .25 off for auto draft
Posted by Neauxla
New Orleans
Member since Feb 2008
33442 posts
Posted on 10/4/13 at 10:46 am to
quote:

USAA gave me .25 off for auto draf
USAA says they will give me .25 off if I use their car shopping service. Anyone ever use this? Will I get a better deal (base price of car) using it or haggling myself?
Posted by BACONisMEATcandy
Member since Dec 2007
46643 posts
Posted on 10/4/13 at 10:52 am to
quote:

USAA says they will give me .25 off if I use their car shopping service. Anyone ever use this? Will I get a better deal (base price of car) using it or haggling myself?


I used it. Tried to get a dealer to match the price in LA as the Jeep I had found in VA (exact same car but different colors). VA dealership had it for 6k cheaper. LA dealer only could come down 3.5k.

Shopped around for 6 months and never found a price close to it. I pulled the trigger and could not be happier
Posted by BACONisMEATcandy
Member since Dec 2007
46643 posts
Posted on 10/4/13 at 8:29 pm to
Just saw today that have auto loans for .75 rates today. I had an offer when I was printing out my new insurance car
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