Private Insurance Exchange(Posted by Boss on 9/18/13 at 9:34 am)
Just found out that my wife's company, Walgreens is going with a private insurance exchange, Aon, to manage and offer healthcare options. In the past we had two HRA options 80/20 coverage and fairly high deductibles. Supposedly, under the exchange, we will have more options.
I can definitely see the benefit of an exchange as the pool is much greater (600,000 as opposed to WAG's 120,000 employees), but I would think having a middleman would negate any cost benefit that comes with the possible savings of having such a large pool.
I saw that Darden and Sears moved to Aon last year, but was unable to find how their coverage changes and employee experience for this past year. Anyone have any experience, positive or negative from an exchange of this sort?