When was the last time you refinanced your mortgage? | TigerDroppings.com

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HeadCoach
LSU Fan
Shady's Parking Lot
Member since Mar 2009
4808 posts

When was the last time you refinanced your mortgage?



I keep hearing interest rates should be down to 4-5%, but how many are actually getting that? When was the last time you guys refinanced and was it worth it? TIA






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Brageous
New Orleans Pelicans Fan
TEAM POTATO SALAD
Member since Jul 2008
95758 posts

re: When was the last time you refinanced your mortgage?


Last I checked it was potentially below 4%. May do it soon.





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Thib-a-doe Tiger
LSU Fan
Member since Nov 2012
13152 posts

re: When was the last time you refinanced your mortgage?


I got 4% on a 30 year new construction loan. You should be able to get under 3% with a refi right now.





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ForeverLSU02
Penn Fan
Albany
Member since Jun 2007
29184 posts

re: When was the last time you refinanced your mortgage?


quote:

I keep hearing interest rates should be down to 4-5%
lower than that actually. They were below 3% for a while. Not sure where they're at now






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BigAppleTiger
LSU Fan
New York City
Member since Dec 2008
6561 posts

re: When was the last time you refinanced your mortgage?


My brother just refinanced this week and got 3.75% for 30 yrs.





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DvlsAdvocat
Alabama Fan
Your Mom's House, AL
Member since Jul 2007
24491 posts

re: When was the last time you refinanced your mortgage?


quote:

I keep hearing interest rates should be down to 4-5%, but how many are actually getting that?


I refied last summer at 3.7%

It was definitely worth it. I haven't looked since last year, but if rates are now "down" to 4-5% then something has gotten fricked up. Before I refied, I'd had 5% since 2004.






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LSU1018
LSU Fan
Baton Rouge
Member since Feb 2007
5290 posts

re: When was the last time you refinanced your mortgage?


My friend just locked in at 2.875 for 15 years last week.





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bee Rye
Georgia Fan
New orleans
Member since Jan 2006
27348 posts

re: When was the last time you refinanced your mortgage?


I was at 5.25, went down to 3.25





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WTIGER
LSU Fan
Baton Rouge
Member since Dec 2011
966 posts

re: When was the last time you refinanced your mortgage?


Just finished signing at the office 3.60%





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colorchangintiger
LSU Fan
Dan Carlin
Member since Nov 2005
22589 posts

re: When was the last time you refinanced your mortgage?


Never. 3.75% SON!





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Richard Castle
LSU Fan
St. George, La.
Member since Nov 2012
1000 posts

re: When was the last time you refinanced your mortgage?


quote:

I refied last summer at 3.7%






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LSUTygerFan
LSU Fan
Homerun Village
Member since Jun 2008
27408 posts

re: When was the last time you refinanced your mortgage?


1 1/2 yrs ago...refi at 3.875





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HarryBalzack
At your mom's
Member since Oct 2012
8821 posts

re: When was the last time you refinanced your mortgage?


Did it before Thanksgiving. Got 2.8%, or something like that. The wife handles those kinds of things.






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LSU1018
LSU Fan
Baton Rouge
Member since Feb 2007
5290 posts

re: When was the last time you refinanced your mortgage?


If you can lower your interest rate by more than 1%, then you're crazy not to lock in soon.





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BTHog
Arkansas Fan
Member since Jul 2012
8335 posts

re: When was the last time you refinanced your mortgage?


Mortgage?

I paid cash son.






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yellowfin
Illinois Fan
Coastal Bar
Member since May 2006
72155 posts

re: When was the last time you refinanced your mortgage?


3.25 bout 6 months ago





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yellowfin
Illinois Fan
Coastal Bar
Member since May 2006
72155 posts

re: When was the last time you refinanced your mortgage?


quote:

Mortgage?

I paid cash son.




you should go take out a mortgage on it then because interest is less than inflation






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ShoeBang
New Orleans Pelicans Fan
Member since May 2012
4617 posts

re: When was the last time you refinanced your mortgage?


3.25% on 30 years here. signed in Jan





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kraftcheese
LSU Fan
Baton Rouge
Member since Jun 2009
257 posts

re: When was the last time you refinanced your mortgage?


Not a Refi but I bought a house in November and got 2.875% on a 15 year





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alajones
LSU Fan
Hell
Member since Oct 2005
22739 posts

re: When was the last time you refinanced your mortgage?


2011. Got it down less than 4 and saved me 400 bucks a month, plus got some money also.





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