Do you have earthquake coverage in your homeowners insurance policy? | TigerDroppings.com

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wegotdatwood
Arkansas Fan
Member since Aug 2009
17094 posts

Do you have earthquake coverage in your homeowners insurance policy?


It's about $250 a year extra to add in earthquake coverage.

Arkansas is due for a massive one close to Memphis.







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dewster
Maryland Fan
Tennessee
Member since Aug 2006
9047 posts

re: Do you have earthquake coverage in your homeowners insurance policy?


I'm east of Memphis and I don't have coverage. I was getting quotes that were double what my homeowners premium is and all were with a super high deductible in the neighborhood of 30% to 40%.

My concerns here are fire and tornadoes.



This post was edited on 2/12 at 4:43 pm


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Bubba Bexley
LSU Fan
Member since May 2007
3579 posts

re: Do you have earthquake coverage in your homeowners insurance policy?


No. I bought an extra policy for about $180 a year, but it has a 20% deductible.





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Zach
LSU Fan
Member since May 2005
63510 posts

re: Do you have earthquake coverage in your homeowners insurance policy?


Madras Fault?





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TDsngumbo
LSU Fan
Member since Oct 2011
5213 posts

re: Do you have earthquake coverage in your homeowners insurance policy?


Live between New Orleans and Baton Rouge and I have the earthquake endorsement on my State Farm policy just in case. I used to work for State Farm and figured I, of all people, should be the last person caught without proper coverage in case we actually do have a once in 500 year earthquake here.
Costs about $80 a year so it doesn't add much to my monthly mortgage.






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schexyoung
LSU Fan
Deaf Valley
Member since May 2008
3710 posts

re: Do you have earthquake coverage in your homeowners insurance policy?


I know someone that can get you a great deal on volcano coverage as well.





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wegotdatwood
Arkansas Fan
Member since Aug 2009
17094 posts

re: Do you have earthquake coverage in your homeowners insurance policy?


quote:

Costs about $80 a year


Mine is running about $250 to add.






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GeauxColonels
Nicholls St. Fan
Tottenham Hotspur Fan
Member since Oct 2009
16244 posts
 Online 

re: Do you have earthquake coverage in your homeowners insurance policy?


quote:

I know someone that can get you a great deal on volcano coverage as well.

Go on...






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