dewster Maryland Fan TN Member since Aug 2006 4459 posts
re: Do you have earthquake coverage in your homeowners insurance policy? (Posted on 2/12/13 at 3:03 pm to wegotdatwood)
I'm east of Memphis and I don't have coverage. I was getting quotes that were double what my homeowners premium is and all were with a super high deductible in the neighborhood of 30% to 40%.
TDsngumbo LSU Fan Member since Oct 2011 2052 posts
re: Do you have earthquake coverage in your homeowners insurance policy? (Posted on 2/13/13 at 8:39 am to wegotdatwood)
Live between New Orleans and Baton Rouge and I have the earthquake endorsement on my State Farm policy just in case. I used to work for State Farm and figured I, of all people, should be the last person caught without proper coverage in case we actually do have a once in 500 year earthquake here. Costs about $80 a year so it doesn't add much to my monthly mortgage.
