Finding a life insurance policy

There are instant issue policies out there, but they'll be expensive and he'll have to survive for 2 years before they pay. If he dies before the 2 year period, they'll refund all the premiums paid, plus interest. I wrote a 77 year old man a $15,000 policy one time-no health questions, but it required that he survived for 2 years. He didn't though. His premium was about $165 per month and they made 3 or 4 payments. That's about the best you're going to find (unless somebody knows about something else). Good luck, if he has to answer any health questions, he's not getting insured. Look for some instant-issue policies online. Just read the small print.

Sorry, I thought you were asking about getting a new policy issued. You can check his bank account, like the previous poster said and see where his premiums are going. If he's got a permanent policy that's already paid in full, he probably has it in a safe, filing cabinet, etc. Those policies usually send yearly updates because most of them gain cash value over time. He might have those stashed somewhere.