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Message
Info regarding Renting a Car
Posted on 5/10/12 at 10:28 am
Posted on 5/10/12 at 10:28 am
I realize that most people on this board have credit cards and use them for most things. If you do not, however, and only have a debit card, the following applies to you.
While most rental agencies will require a credit card to cover the deposit for your rental car, some will accept your debit card. However, to protect themselves, they may pull your credit report if you’re paying with a debit card. This could potentially result in a hard credit inquiry, which will lower your credit score a few points. If you’re planning on renting with a debit card, ask first if the agency will be performing a hard credit inquiry.
Just a tid bit i thought i'd pass along because i had not heard of this before.
While most rental agencies will require a credit card to cover the deposit for your rental car, some will accept your debit card. However, to protect themselves, they may pull your credit report if you’re paying with a debit card. This could potentially result in a hard credit inquiry, which will lower your credit score a few points. If you’re planning on renting with a debit card, ask first if the agency will be performing a hard credit inquiry.
Just a tid bit i thought i'd pass along because i had not heard of this before.
Posted on 5/10/12 at 11:18 am to GregYoureMyBoyBlue
Are you sure it is a hard inquiry?
Posted on 5/10/12 at 11:23 am to Will Cover
I got the information from a Fraud Credit specialists who works with credit agencies to restore identities. It wasn't like a chain email it was more of a "in case you didn't know, don't use a debit card for these types of transactions because it might hurt your credit
Did a google search and found an article that references personal experience with a hard inquiry from AVIS
LINK /
Did a google search and found an article that references personal experience with a hard inquiry from AVIS
LINK /
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