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May 19, 2013 
LSU Football

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jmtigers
Southern Miss Fan
1826.71 miles from USC
Member since Sep 2003
3210 posts

529 vs Roth


I have about $1k to put towards my one year olds college fund. At the same time i have about $1k left to fulfill my 2011 Roth contribution. I can't do both, so should i start a 529 or just "stash" this in my Roth?






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wegotdatwood
Arkansas Fan
Member since Aug 2009
13687 posts

re: 529 vs Roth


Why not split it? They say cover your own retirement but I don't feel that it's a one size fits all deal. Some people may value having more money for their child etc.








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GoCrazyAuburn
Auburn Fan
Member since Feb 2010
9061 posts

re: 529 vs Roth


I'd split. If that 1000 is really needed to help for retirement, do it, because it will be a lot easier to get a loan for your kids school than it will when you are retired





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