I got a preview of ours. Basically only have two options based on amount of deductible you want.

Preventive visits/shots, etc to doctor are covered 100%, along with generic drugs for things like cholesterol, blood pressure.

If you go to doctor for sore throat etc you have to pay 10% co-insurance of the price of visit.

If you go to specialist/ER/surgery, etc, you have to pay deductible + 20% co-insurance.

So basically the carpal tunnel surgery I had earlier this year that cost me $150, will now cost me $2750. I guess I need to have the other hand done quick before the year is over.

Thanks Obama!

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Posted by C

Houston

Member since Dec 2007

27824 posts

Posted on 8/29/11 at 4:14 pm to Kingwood Tiger

quote:
So basically the carpal tunnel surgery I had earlier this year that cost me $150, will now cost me $2750. I guess I need to have the other hand done quick before the year is over.

Start going to India for care.

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Posted by BrandNew

Member since Aug 2010

330 posts

Posted on 8/29/11 at 4:27 pm to C

Or start paying for your own insurance. This farce of having insurance subsidized entirely by employers is why no one knows how expensive healthcare really is.

To the OP, I fail to see where you described both options. It seems like you only described the HDHP, which I always the cheapest. It is what most self-employed people get because insurance ain't cheap and never has been.

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Posted by Cold Cous Cous

Bucktown, La.

Member since Oct 2003

15045 posts

Posted on 8/29/11 at 4:33 pm to Kingwood Tiger

you work for Obama?

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Posted by Kingwood Tiger

Katy, TX

Member since Jul 2005

14162 posts

Posted on 8/29/11 at 5:13 pm to Kingwood Tiger

The two options are pay less out of pocket each month for higher deductible, or pay more each month for lower deductible. Other than that same coverage.

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