Two incidents. The first was in a pirogue with a rookie. Told him to not move, stay still while I paddled in a 6' canal in Venice. It flips, water was freezing, so pissed. I hunted for an hour before heading back.
Last year I was in my yak that's not designed for offshore. I paddled out to drop off a bait past the second sand bar and paddle back in. Yak flips including my $350 rod/reel. It was around the first sand bar. Life guard was a freediver and had extra gear so we both went looking for the rod and the riptide was bad, water not clear, and a 10' hammerhead cruising the area that morning. I could care less if a great white was in the area, I was going to find that rod and we did!