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Fishing Camp Owners...Insurance Questions
Posted on 8/3/15 at 8:52 pm
Posted on 8/3/15 at 8:52 pm
If you are outside the Levee Protection can you get flood insurance and if so is it sky high.
Same question for those of you inside the levee.
I think a lot of folks in the marinas just have wind and hail policies but without flood ins they must just own them outright.
Same question for those of you inside the levee.
I think a lot of folks in the marinas just have wind and hail policies but without flood ins they must just own them outright.
5
Posted on 8/3/15 at 9:02 pm to MoreOrLes
I have 2 camps neither are insured
a houseboat in the wax lake area and a camp on matagorda peninsula in Texas. houseboat got leveled in Andrew and we rebuilt, lucky so far since then. it's just a matter of time, it's the bargain you make
a houseboat in the wax lake area and a camp on matagorda peninsula in Texas. houseboat got leveled in Andrew and we rebuilt, lucky so far since then. it's just a matter of time, it's the bargain you make
Posted on 8/3/15 at 9:02 pm to MoreOrLes
My father just added the camp to his home owners insurance. For wind and fire, No flood insurance, Cost to much.
Posted on 8/3/15 at 9:06 pm to MoreOrLes
For flood you would have to be above the base flood elevation to even have a chance at coverage.
Posted on 8/3/15 at 9:43 pm to MoreOrLes
The wind insurance is what will rape you
Posted on 8/3/15 at 9:45 pm to wickowick
quote:
wickowick
Not to high jack, but if you could save 600$ a year going with National General as opposed to Progressive which I have, would you do it?
OP, we're above the flood gates and it ain't cheap even low balling it. Good luck.
Posted on 8/3/15 at 10:00 pm to QuietTiger
quote:
Not to high jack, but if you could save 600$ a year going with National General as opposed to Progressive which I have, would you do it?
I do property adjusting, but I don't know anything about those policies or those companies...
Posted on 8/4/15 at 7:48 am to MoreOrLes
I don't have insurance on my camp but it ain't worth much so if it goes, it goes. we take the money we saved on premiums and build another.
Posted on 8/4/15 at 7:59 am to HeadBusta4LSU
quote:
The wind insurance is what will rape you
Definitely. It is a double edged sword. You have to be elevated x amount to get coverage then the higher up you are the higher the wind/hail premium. I think our camp is close to $2k for like $50k coverage. It almost isn't worth it anymore if you outright own it.
Posted on 8/4/15 at 8:39 am to cgrand
Cgrand, how did you get place on matty peninsula?
Posted on 8/4/15 at 8:53 am to Larry Gooseman
bought an acre about 5 years ago
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